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ASA Philippines333,40029,282,0001162
ASHI35,4005,231,0006162
ASKI60,00015,247,0004162
Bangko Kabayan8,9002,373,0002162
BSEI60073,0002162
CBI8,1002,010,0005162
CCT70,3009,504,0004162
CEV35,4005,111,0004162
DSPI59,3003,676,0003162
ECLOF5,4001,836,0004162
FCB12,0002,392,0002162
FMB2,700710,0002162
GM Bank23,5001,553,0003162
HSPFI19,1001,899,0002162
JVOFI1,300281,0001162
Katipunan Bank42,1005,325,0002162
KDCI20,5002,095,0003162
KGI32,3003,421,0004162
KMBI245,00015,098,0001162
LTMPC37,4008,935,0003162
Mallig Plains6,500641,0002162
MILAMDEC29,8003,278,0002162
MWIMPC11,8001,740,0004161
NWTF105,50012,698,0005162
OFMPC4,400964,0001162
PBC50,70010,434,0004162
PCSD700167,0001162
PMPC23,5005,565,0008162
RB Angeles9001,502,0002162
RB Labason500289,0001162
RBLI5,2001,026,0002162
RBMI11,9001,750,0002162
RMB100173,0001162
RSPI39,6002,834,0004162
SAFRAGEMC1,100229,0001162
Salve10,9001,191,0003162
SEDP27,0003,914,0003162
TSKI212,90025,187,0002162
TSPI264,50031,290,0007162
Valient1,700672,0002162
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Seilanithih Limted No. 35, St. 360Sangkat Boeung Keng Kang IKhan Chamkarmorn, Phnom Penh
Data approved: 2013-04-02
Data version: 3
Age of data: 143 months

Product

Individual Loan (KHR) Product 7 of 8 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (KHR)KHR 12,616,520,700
Portfolio (USD)USD 3,194,055.87
Active Clients with Loans7,352
Approximate % Female Clients60% - 80%
Approximate % Urban Clients0% - 20%
Description
This loan is provided for individual people for the business purpose. It can be use for business, service, handicraft and agriculture.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other servicesx
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution7
# Regions for this product7
Regions ActiveBanteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap

Loan Conditions

Loan Amount
CurrencyKHR
Minimum loan sizeKHR 400,000
Maximum loan size20,000,000
Distribution at Disbursement (Est.)
Loans less than KHR 1,000,0005%
KHR 1,000,000-3,500,00015%
KHR 3,500,000-6,000,00020%
KHR 6,000,000-8,000,00030%
KHR 8,000,000-10,000,00010%
Greater than KHR 10,000,00010%
Loan Term and Grace Period
Shortest loan term1.0 month
Longest loan term12.0 months
Approx average11.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less10%
Between 4 and 6 months10%
Between 7 and 9 months10%
Between 10 and 12 months70%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.50%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited3.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid6.00%
Maximum interest rate paid6.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

Individual Loan (KHR) samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountKHR 500,000KHR 1,200,000KHR 2,500,000KHR 4,500,000KHR 7,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2013-01-102012-03-302013-03-292012-11-192012-06-13
Loan Term (Months)12.0 months12.0 months10.0 months12.0 months12.0 months
Grace Period (Months)11.3 months11.3 months9.5 months11.0 months11.1 months
Total Cost of CreditKHR 184,000KHR 442,800KHR 785,000KHR 1,489,200KHR 2,111,500
True Price by Comp         
Interest price component36.0%36.0%36.0%33.0%30.0%
Fee Component0.0%0.0%0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component1.1%1.1%1.1%1.1%1.0%
Full APR (int fee ins tax dep)37.1%37.1%37.1%34.1%31.0%
Transparency Index8181818897
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Individual Loan (KHR) Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeSeilanithihInstitutionKH-012-V03-P07ProductKHCountry2013YearRange Number3Institution Data Version02,000,0004,000,0006,000,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 2,2001,6001,10050060Number of Borrowers
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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