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ASKI60,00015,247,0004161
Bangko Kabayan8,9002,373,0002161
BSEI60073,0002161
CBI8,1002,010,0005161
CCT70,3009,504,0004161
CEV35,4005,111,0004161
DSPI59,3003,676,0003161
ECLOF5,4001,836,0004161
FCB12,0002,392,0002161
FMB2,700710,0002161
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HSPFI19,1001,899,0002161
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KDCI20,5002,095,0003161
KGI32,3003,421,0004161
KMBI245,00015,098,0001161
LTMPC37,4008,935,0003161
Mallig Plains6,500641,0002161
MILAMDEC29,8003,278,0002161
MWIMPC11,8001,740,0004160
NWTF105,50012,698,0005161
OFMPC4,400964,0001161
PBC50,70010,434,0004161
PCSD700167,0001161
PMPC23,5005,565,0008161
RB Angeles9001,502,0002161
RB Labason500289,0001161
RBLI5,2001,026,0002161
RBMI11,9001,750,0002161
RMB100173,0001161
RSPI39,6002,834,0004161
SAFRAGEMC1,100229,0001161
Salve10,9001,191,0003161
SEDP27,0003,914,0003161
TSKI212,90025,187,0002161
TSPI264,50031,290,0007161
Valient1,700672,0002161
  2. BSFL
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Institution

Bhartiya Samruddhi Finance Limited 3rd Floor, Surabhi Arcade,Troop Bazar, Bank Street, KotiHyderabad, Andhra PradeshPO Box 500 001
Data approved: 2013-01-25
Data version: 2
Age of data: 141 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.basixindia.com/
Year established1996
Head of InstitutionMr. Vijaymahajan
Regions activeAndhra Pradesh, Bihar, Chhattisgarh, GujaratJharkhand, Karnataka, Madhya Pradesh, Maharashtra, Meghalaya, OrissaPunjab, Rajasthan, Sikkim, Tripura, Uttar Pradesh, Uttarakhand, West Bengal
# Branches188

Total Portfolio (nat'l)INR 2,414,154
Total Portfolio (USD)USD 45,550.08
Active clients with loans396,861
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sadhan

Loan Products » Summary

Agri Allied
64,244 Borrowers
USD 6,876,623.96 Portfolio
Active Product
Crop Loan
8,998 Borrowers
USD 1,604,170.72 Portfolio
Active Product
Enterprise
201,981 Borrowers
USD 23,110,165.02 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Samruddhi Agri Allied Loan INR 15,000 - 50,000 23 - 24 60% - 80% 0% - 20% Business, Agriculture, For improving dairy livelihoods and buying inputs, purchase of mulch animals,procurement of fodder Women, Men, Joint Liability Group Credit Ins
Samruddhi Crop Loan INR 10,000 - 15,000 11 20% - 40% 0% - 20% Business, Agriculture Women, Men, All farmers/tenant farmers engaged in field crop cultivation Credit Ins
Samruddhi Micro Enterprise (NFS) Loan INR 15,000 - 50,000 23 - 24 60% - 80% 0% - 20% Business, For establishment cost,fixed cost,working capital Women, Men Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Samruddhi Agri Allied Loan 23.8% 24.5% - 24.8% 28.5% - 29.5% Yes Yes Yes 100
Samruddhi Crop Loan 22.9% - 23% 24.7% - 24.8% 29.1% - 29.2% Yes Yes Yes 100
Samruddhi Micro Enterprise (NFS) Loan 23.7% - 23.8% 24.5% - 24.7% 28.9% - 29.3% Yes Yes Yes 100
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Samruddhi Agri Allied Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.5% - 24.8% 28.5% - 29.5% 83
Samruddhi Crop Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.7% - 24.8% 29.1% - 29.2% 82
Samruddhi Micro Enterprise (NFS) Loan 24.0% annual, Decl Bal 1 Fee 2 Ins 12.36% fees N/A 24.5% - 24.7% 28.9% - 29.3% 82
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