| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| 1st Valley Bank | 38,900 | 48,291,000 | 3 | 154 |
| AJDFI | 13,100 | 884,000 | 6 | 154 |
| ARDCI | 44,600 | 9,403,000 | 1 | 154 |
| ASA Philippines | 333,400 | 29,282,000 | 1 | 154 |
| ASHI | 35,400 | 5,231,000 | 6 | 154 |
| ASKI | 60,000 | 15,247,000 | 4 | 154 |
| Bangko Kabayan | 8,900 | 2,373,000 | 2 | 154 |
| BSEI | 600 | 73,000 | 2 | 154 |
| CBI | 8,100 | 2,010,000 | 5 | 154 |
| CCT | 70,300 | 9,504,000 | 4 | 154 |
| CEV | 35,400 | 5,111,000 | 4 | 154 |
| DSPI | 59,300 | 3,676,000 | 3 | 154 |
| ECLOF | 5,400 | 1,836,000 | 4 | 154 |
| FCB | 12,000 | 2,392,000 | 2 | 154 |
| FMB | 2,700 | 710,000 | 2 | 154 |
| GM Bank | 23,500 | 1,553,000 | 3 | 154 |
| HSPFI | 19,100 | 1,899,000 | 2 | 154 |
| JVOFI | 1,300 | 281,000 | 1 | 154 |
| Katipunan Bank | 42,100 | 5,325,000 | 2 | 154 |
| KDCI | 20,500 | 2,095,000 | 3 | 154 |
| KGI | 32,300 | 3,421,000 | 4 | 154 |
| KMBI | 245,000 | 15,098,000 | 1 | 154 |
| LTMPC | 37,400 | 8,935,000 | 3 | 154 |
| Mallig Plains | 6,500 | 641,000 | 2 | 154 |
| MILAMDEC | 29,800 | 3,278,000 | 2 | 154 |
| MWIMPC | 11,800 | 1,740,000 | 4 | 153 |
| NWTF | 105,500 | 12,698,000 | 5 | 154 |
| OFMPC | 4,400 | 964,000 | 1 | 154 |
| PBC | 50,700 | 10,434,000 | 4 | 154 |
| PCSD | 700 | 167,000 | 1 | 154 |
| PMPC | 23,500 | 5,565,000 | 8 | 154 |
| RB Angeles | 900 | 1,502,000 | 2 | 154 |
| RB Labason | 500 | 289,000 | 1 | 154 |
| RBLI | 5,200 | 1,026,000 | 2 | 154 |
| RBMI | 11,900 | 1,750,000 | 2 | 154 |
| RMB | 100 | 173,000 | 1 | 154 |
| RSPI | 39,600 | 2,834,000 | 4 | 154 |
| SAFRAGEMC | 1,100 | 229,000 | 1 | 154 |
| Salve | 10,900 | 1,191,000 | 3 | 154 |
| SEDP | 27,000 | 3,914,000 | 3 | 154 |
| TSKI | 212,900 | 25,187,000 | 2 | 154 |
| TSPI | 264,500 | 31,290,000 | 7 | 154 |
| Valient | 1,700 | 672,000 | 2 | 154 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.kashf.org |
| Year established | 1996 |
| Head of Institution | Roshaneh Zafar |
| Regions active | Punjab, Sindh |
| # Branches | 167 |
| Total Portfolio (nat'l) | PKR 3,409,106,521 |
| Total Portfolio (USD) | USD 34,786,801.23 |
| Active clients with loans | 306,551 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | Pakistan Microfinance Network |
| Funders | Pakistan Poverty Alleviation Fund, Skool Foundation, MEDA, CIDA |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kashf Karobar Karza | PKR 20,000 - 60,000 | 12 | 100% | 40% - 60% | Business, Agriculture | Women, Have business, Specific age group | Credit Educ, Business Training, Other Training, Financial Literacy | |||||||
| Kashf ibtad-e- Karobar Karza | PKR 20,000 - 30,000 | 12 | 100% | 0% | Business, Agriculture | Women, Have business, Specific age group | Credit Educ, Business Training, Other Training, Financial Literacy |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kashf Karobar Karza | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 35.5% - 37.7% | 38.2% - 41.3% | N/A | ||||||||
| Kashf ibtad-e- Karobar Karza | 22.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 38.3% - 39.2% | 41.4% - 43% | N/A |
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