Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
1st Valley Bank | 38,900 | 48,291,000 | 3 | 156 |
AJDFI | 13,100 | 884,000 | 6 | 156 |
ARDCI | 44,600 | 9,403,000 | 1 | 156 |
ASA Philippines | 333,400 | 29,282,000 | 1 | 156 |
ASHI | 35,400 | 5,231,000 | 6 | 156 |
ASKI | 60,000 | 15,247,000 | 4 | 156 |
Bangko Kabayan | 8,900 | 2,373,000 | 2 | 156 |
BSEI | 600 | 73,000 | 2 | 156 |
CBI | 8,100 | 2,010,000 | 5 | 156 |
CCT | 70,300 | 9,504,000 | 4 | 156 |
CEV | 35,400 | 5,111,000 | 4 | 156 |
DSPI | 59,300 | 3,676,000 | 3 | 156 |
ECLOF | 5,400 | 1,836,000 | 4 | 156 |
FCB | 12,000 | 2,392,000 | 2 | 156 |
FMB | 2,700 | 710,000 | 2 | 156 |
GM Bank | 23,500 | 1,553,000 | 3 | 156 |
HSPFI | 19,100 | 1,899,000 | 2 | 156 |
JVOFI | 1,300 | 281,000 | 1 | 156 |
Katipunan Bank | 42,100 | 5,325,000 | 2 | 156 |
KDCI | 20,500 | 2,095,000 | 3 | 156 |
KGI | 32,300 | 3,421,000 | 4 | 156 |
KMBI | 245,000 | 15,098,000 | 1 | 156 |
LTMPC | 37,400 | 8,935,000 | 3 | 156 |
Mallig Plains | 6,500 | 641,000 | 2 | 156 |
MILAMDEC | 29,800 | 3,278,000 | 2 | 156 |
MWIMPC | 11,800 | 1,740,000 | 4 | 155 |
NWTF | 105,500 | 12,698,000 | 5 | 156 |
OFMPC | 4,400 | 964,000 | 1 | 156 |
PBC | 50,700 | 10,434,000 | 4 | 156 |
PCSD | 700 | 167,000 | 1 | 156 |
PMPC | 23,500 | 5,565,000 | 8 | 156 |
RB Angeles | 900 | 1,502,000 | 2 | 156 |
RB Labason | 500 | 289,000 | 1 | 156 |
RBLI | 5,200 | 1,026,000 | 2 | 156 |
RBMI | 11,900 | 1,750,000 | 2 | 156 |
RMB | 100 | 173,000 | 1 | 156 |
RSPI | 39,600 | 2,834,000 | 4 | 156 |
SAFRAGEMC | 1,100 | 229,000 | 1 | 156 |
Salve | 10,900 | 1,191,000 | 3 | 156 |
SEDP | 27,000 | 3,914,000 | 3 | 156 |
TSKI | 212,900 | 25,187,000 | 2 | 156 |
TSPI | 264,500 | 31,290,000 | 7 | 156 |
Valient | 1,700 | 672,000 | 2 | 156 |
Outstanding portfolio (PKR) | PKR 240,923,687 |
Portfolio (USD) | USD 2,365,870.61 |
Active Clients with Loans | 19,720 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 100% |
Individual | |
Solidarity group | |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | x |
Credit insurance | |
Workplace visits | x |
Business training | x |
Other training | x |
Other | |
Other (2) | |
No other services |
Men | |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 1 |
# Regions for this product | 1 |
Regions Active | Sindh |
Currency | PKR |
Minimum loan size | PKR 10,000 |
Maximum loan size | 50,000 |
Loans less than PKR 10,000 | 20% |
PKR 10,000-25,000 | 70% |
PKR 25,000-50,000 | 10% |
PKR 50,000-75,000 | 0 |
PKR 75,000-150,000 | 0 |
Greater than PKR 150,000 | 0 |
Shortest loan term | 12.0 months |
Longest loan term | 12.0 months |
Approx average | 12.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 100% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0.3 months |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 20.00% |
Highest quoted nominal interest | 20.00% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Processing fee |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 450 |
Fixed amount - max | 450 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Ins 1 | |
---|---|
Description | Credit Insurance |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 150 |
Fixed amount - max | 150 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Loan Amount |
Type of Sample |
Disbursement Date |
Loan Term (Months) |
Grace Period (Months) |
Total Cost of Credit |
Full APR (int fee ins tax dep) |
True Price by Component |
Transparency Index |
Original Repayment Schedule |
MFT Pricing Calculation |
||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest price component |
Fee Component |
Insurance Component |
Tax Component |
Deposit Component |
||||||||||
PKR 10,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 2,605.48 | 26.6% | 19.8% | 5.1% | 1.7% | 0.0% | 0.0% | 75 | - | |
PKR 12,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 3,006.58 | 25.4% | 19.8% | 4.2% | 1.4% | 0.0% | 0.0% | 79 | - | |
PKR 15,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 3,608.22 | 24.3% | 19.8% | 3.4% | 1.1% | 0.0% | 0.0% | 82 | - | |
PKR 20,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 4,610.96 | 23.2% | 19.8% | 2.5% | 0.9% | 0.0% | 0.0% | 86 | - | |
PKR 30,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 6,616.44 | 22.0% | 19.8% | 1.7% | 0.5% | 0.0% | 0.0% | 91 | - | |
PKR 42,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 9,023.01 | 21.4% | 19.8% | 1.2% | 0.4% | 0.0% | 0.0% | 93 | - | |
PKR 50,000 | Generated | 2015-06-01 | 12.0 months | N/A | PKR 10,627.40 | 21.2% | 19.8% | 1.0% | 0.4% | 0.0% | 0.0% | 95 | - | |
PKR 35,000 | Generated | 2015-05-01 | 12.0 months | N/A | PKR 7,580.82 | 21.7% | 19.8% | 1.5% | 0.4% | 0.0% | 0.0% | 100 | - |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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