Outstanding portfolio (RWF) | RWF 59,038,751 |
Portfolio (USD) | USD 93,712 |
Active Clients with Loans | 28 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Institution Type | Public 'For Profit' |
Is this institution regulated? | N/A |
Website address | http://www.sksindia.com/ |
Year established | 1997 |
Head of Institution | MR. Rao |
Regions active | 0 |
# Branches | 2407 |
Total Portfolio (nat'l) | INR 54,336,444,913 |
Total Portfolio (USD) | USD 1,207,476,554 |
Active clients with loans | 6,662,415 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | INR 2,000 - 30,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow Joint Group liability model. | Credit Educ, Group Mtgs, Credit Ins | |||||||
Mid Term Loan | INR 2,000 - 15,000 | 11.5 | 80% - 100% | 0% - 20% | Business | Women, 60% of the members in the centers are required to own homes, we follow joint\\Group liability model. | Credit Educ, Group Mtgs, Credit Ins |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 26.8% | 26.8% - 31.5% | 28.9% - 35.9% | 47 | ||||||||||
Mid Term Loan | 0% | 26.8% - 32.1% | 31.2% - 36.6% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generating Loan | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 26.8% - 31.5% | 28.9% - 35.9% | 37 | ||||||||
Mid Term Loan | 12.5%-15.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 26.8% - 32.1% | 31.2% - 36.6% | 38 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|