Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.acb.rw |
Year established | 2006 |
Head of Institution | Froduald Munyankiko |
Regions active | Bugesera, Kicukiro |
# Branches | 6 |
Total Portfolio (nat'l) | RWF 930,061,222 |
Total Portfolio (USD) | USD 1,476,287.65 |
Active clients with loans | 4,335 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMIR, Terrafina |
Funders | African Evangelical Enterprise, Rwanda, Aquadev, Kiva, Terrafina |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.peoplesbankofcaraga.org/ |
Year established | 1972 |
Head of Institution | Cristina A. Bulaon |
Regions active | |
# Branches | 12 |
Total Portfolio (nat'l) | PhP 436,386,219 |
Total Portfolio (USD) | USD 10,439,861.70 |
Active clients with loans | 41,943 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | RWF 100,000 - 10,000,000 | 4 - 36 | 0% - 20% | 80% - 100% | Business | Men, Have business | ||||||||
Hembwa Wage MT & LT | RWF 10,000 - 5,000,000 | 1 - 36 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | ||||||||
Kaze (Solidarity Group) GS & GS-PU | RWF 10,000 - 500,000 | 4 - 12 | 0% - 20% | 0% - 20% | Business, Housing, Education | Men, Have business | ||||||||
Tunga Women MT & LT | RWF 100,000 - 10,000,000 | 1 - 36 | 80% - 100% | 40% - 60% | Any Purpose | Women, Have business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | PHP 3,000 - 150,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Cycled Loan / Enterprise Loan | PHP 3,000 - 150,000 | 6 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Age must be 18 to 65 years old | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Farm Financing Loan | PHP 3,000 - 10,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
ISAPA-PPP | PHP 5,000 - 75,000 | 6 | 0% - 20% | 0% - 20% | Business | Women, Men, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Education Trips of Members |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | 15.00%-60.00% annual, Flat | 2 Fees | 1 Ins | 18.00% fees | 20.00% upfront | 28.4% - 73.8% | 43.3% - 96.6% | 24 | ||||||||
Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 1 Ins | 18.00% fees | N/A | 28.4% - 41.4% | 29.5% - 45.1% | 44 | ||||||||
Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 2 Fees | 0 Ins | 18.00% fees | N/A | 52% - 69.5% | 56.7% - 73.3% | 47 | ||||||||
Tunga Women MT & LT | 14.00%-60.00% annual, Flat | 2 Fees | 1 Ins | 18.00% fees | 10.00% upfront | 27.3% - 68.4% | 34.7% - 79% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 59.2% - 61.1% | 62.9% - 65.7% | 37 | ||||||||
Cycled Loan / Enterprise Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 100.00 upfront 0.37% ongoing | 58.1% - 63% | 70.7% - 76.3% | 32 | ||||||||
Farm Financing Loan | 28.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 36.2% - 36.8% | 38.3% - 39% | 72 | ||||||||
ISAPA-PPP | 28.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 66.5% | 67.4% - 69% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | 15.00%-60.00% annual, Flat | 2 Fees | 1 Ins Ins | 18.00% fees | 20.00% upfront | 28.4% - 73.8% | 43.3% - 96.6% | 24 | ||||||||
Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 1 Ins Ins | 18.00% fees | N/A | 28.4% - 41.4% | 29.5% - 45.1% | 44 | ||||||||
Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 2 Fees | 0 Ins Ins | 18.00% fees | N/A | 52% - 69.5% | 56.7% - 73.3% | 47 | ||||||||
Tunga Women MT & LT | 14.00%-60.00% annual, Flat | 2 Fees | 1 Ins Ins | 18.00% fees | 10.00% upfront | 27.3% - 68.4% | 34.7% - 79% | 25 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 59.2% - 61.1% | 62.9% - 65.7% | 37 | ||||||||
Cycled Loan / Enterprise Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 0.37% ongoing | 58.1% - 63% | 70.7% - 76.3% | 32 | ||||||||
Farm Financing Loan | 28.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 36.2% - 36.8% | 38.3% - 39% | 72 | ||||||||
ISAPA-PPP | 28.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 66.5% | 67.4% - 69% | 41 |
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