2. ACB-SA
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Institution

Amasezerano Community Bank P.O.Box 4691KIGALIP.O.Box 4691
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Product

Ezukame Express PU & PM Product 2 of 6 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (RWF)RWF 64,979,771
Portfolio (USD)USD 110,135
Active Clients with Loans40
Approximate % Female Clients20% - 40%
Approximate % Urban Clients20% - 40%
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
Loan for agriculture and livestock activities.\r
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyRWF
Minimum loan size0
Maximum loan size0
Loan Term and Grace Period
Shortest loan term0
Longest loan term0
Approx average0
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest0
Highest quoted nominal interest0
Interest rate period
Interest Rate Calculation Method0
Subsidized by funder request?N/A
Is rate fixed for entire loan termN/A
Upfront Fees
Fee 1Fee 2
DescriptionProcessing + collateral visitCommission + internal guarantee
% of loan amount - min01.50%
% of loan amount - max01.50%
OR, Fixed amount - min15,0000
Fixed amount - max15,0000
Reason for variation
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
DescriptionCredit CommissionCredit life: depends on loan amount, term and age of borrower
% of loan amount - min00
% of loan amount - max00
OR, Fixed amount - min1,00060
Fixed amount - max1,0001,014,620
Reason for variation
Appears on Repayment Sched?
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required for
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Ezukame Express PU & PM samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountRWF 500,000RWF 540,000RWF 700,000RWF 750,000RWF 1,200,000RWF 5,000,000
Loan Cycle (1, 2, 3, etc)
Disbursement Date
Loan Term (Months)3.0 months4.0 months4.0 months4.0 months12.0 months3.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component47.9%71.7%41.0%65.4%0.0%37.3%
Insurance Component1.6%0.0%1.1%0.0%29.4%0.0%
Tax Component0.8%1.0%0.6%1.0%-29.4%0.8%
Deposit Component0.0%0.0%0.0%0.0%29.6%0.0%
Full APR (int fee ins tax dep)50.2%72.7%42.6%66.4%29.6%38.0%
Transparency IndexN/AN/AN/AN/AN/AN/A
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Ezukame Express PU & PM Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeACB-SAInstitutionRW-001-V01-P02ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 20101Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001176
CEPESIU2,000939,0004176
COAC 4 Octubre2,2005,771,0002176
COAC Ambato1,30016,415,0002176
COAC FondVida2,5004,200,0004176
COAC LaBenefica2,5008,482,0006176
COAC MCCH5,30010,020,0002176
COAC Nacional30,70027,129,0002176
COAC San José10,40029,133,0005176
COAC SanAntonio1,0002,384,0003176
COAC SantaAnita2,0002,532,0006176
Codesarrollo14,40040,328,0007176
Coop San Miguel1,8004,754,0005173
CooP VPR7001,052,0004176
Cooprogreso7,90032,244,0004176
Credi Fe100,900380,039,0004176
D^Miro36,90027,692,0009169
DECOF2,200705,0002176
Espoir62,10021,036,0005176
FODEMI28,20012,924,0003176
Fundacion Alternativa4,3005,545,0002176
FUNDAMIC2,0001,468,0002176
INSOTEC7,0006,047,0004176
Luz del Valle6,40011,300,0003176
ProCredit43,800211,941,0002176
PS Ambato5,6002,771,0001176
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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