Amasezerano Community Bank - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Amasezerano Community Bank P.O.Box 4691KIGALIP.O.Box 4691

Data approved: 2011-10-26

Data version: 1

Age of data: - months

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Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035

Data approved: 2010-10-25

Data version: 1

Age of data: - months

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Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	N/A
Year established	2006
Head of Institution	Daniel Muhimuzi Mugisha
Regions active	0
# Branches	6

Total Portfolio (nat'l)	RWF 747,483,674
Total Portfolio (USD)	USD 1,266,921.48
Active clients with loans	2,225
Approximate % female clients	20% - 40%
Approximate % urban clients	60% - 80%
Network affiliations	AMIR, Terrafina
Funders	African Evangelical Enterprise, Rwanda

Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	http://www.tridentmicrofin.com/
Year established	2007
Head of Institution	KISHORE KUMAR PULI
Regions active	0
# Branches	60

Total Portfolio (nat'l)	INR 1,386,607,288
Total Portfolio (USD)	USD 30,813,495.29
Active clients with loans	174,873
Approximate % female clients	80% - 100%
Approximate % urban clients	40% - 60%
Network affiliations

Loan Products » Summary

Curuza (Business) MT & LT

91 Borrowers

USD 197,180 Portfolio

Ezukame Express PU & PM

40 Borrowers

USD 110,135 Portfolio

Hembwa Wage Express

865 Borrowers

USD 49,491 Portfolio

Hembwa Wage MT & LT

164 Borrowers

USD 144,625 Portfolio

Kaze (Solidarity Group) GS & GS-PU

843 Borrowers

USD 117,649 Portfolio

Tunga Women MT & LT

60 Borrowers

USD 270,450 Portfolio

Loan Products » Summary

Agri Allied Loans

805 Borrowers

USD 204,634.07 Portfolio

Crop Loans to Farmer Groups

1,394 Borrowers

USD 133,551.80 Portfolio

Group Loan for Women Monthly

32,636 Borrowers

USD 7,112,021.20 Portfolio

Women Weekly

142,967 Borrowers

USD 20,219,522.93 Portfolio

Individual Micro Enterprise Loans

70 Borrowers

USD 38,675.18 Portfolio

Personal Loan to Employees

21 Borrowers

USD 9,155.51 Portfolio

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban
Curuza (Business) MT & LT	RWF 100,000 - 10,000,000	4 - 36	0% - 20%	80% - 100%
Ezukame Express PU & PM	0	0	20% - 40%	20% - 40%
Hembwa Wage Express	RWF 5,000 - 500,000	1 - 3	20% - 40%	60% - 80%
Hembwa Wage MT & LT	RWF 10,000 - 5,000,000	4 - 36	20% - 40%	60% - 80%
Kaze (Solidarity Group) GS & GS-PU	RWF 10,000 - 500,000	3 - 6	40% - 60%	0% - 20%
Tunga Women MT & LT	RWF 200,000 - 10,000,000	4 - 36	80% - 100%	40% - 60%

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agri Allied Loans	INR 16,000 - 20,000	18 - 36	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins
Crop Loans to Farmer Groups	INR 6,000 - 25,000	10 - 12	0% - 20%	0% - 20%	Business, Loan is given for inputs required for harvesting	Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house	Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly	INR 6,000 - 18,000	18	80% - 100%	0% - 20%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t	Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly	INR 6,000 - 18,000	11.5 - 12	80% - 100%	40% - 60%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women	Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans	INR 16,000 - 100,000	18 - 36	60% - 80%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins, Other Training
Personal Loan to Employees	INR 16,000 - 100,000	18 - 36	80% - 100%	0% - 20%	Any Purpose	Women, Men, Salaried worker	Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Compulsory Deposit	APR (int+fee)	Full APR
Curuza (Business) MT & LT	15.00% annual, Flat	1 Fee	2 Ins		0% - 45.7%	23.9% - 74.2%
Ezukame Express PU & PM	0.00% annual, 0	0 Fees	0 Ins		0% - 71.7%	29.6% - 72.7%
Hembwa Wage Express	42.00% annual, Flat	1 Fee	2 Ins	N/A	74.1% - 80.1%	75.3% - 85.1%
Hembwa Wage MT & LT	15.00% annual, Flat	2 Fees	2 Ins	N/A	0% - 53.8%	26.5% - 56.5%
Kaze (Solidarity Group) GS & GS-PU	30.00% annual, Flat	1 Fee	0 Ins		54% - 68.5%	56.7% - 74.1%
Tunga Women MT & LT	13.00% annual, Flat	2 Fees	2 Ins		0% - 42.4%	35% - 74.9%

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Compulsory Deposit	APR (int+fee)	Full APR
Curuza (Business) MT & LT	15.00% annual, Flat	1 Fee	2 Ins Ins		0% - 45.7%	23.9% - 74.2%
Ezukame Express PU & PM	0.00% annual, 0	0 Fees	0 Ins Ins		0% - 71.7%	29.6% - 72.7%
Hembwa Wage Express	42.00% annual, Flat	1 Fee	2 Ins Ins	N/A	74.1% - 80.1%	75.3% - 85.1%
Hembwa Wage MT & LT	15.00% annual, Flat	2 Fees	2 Ins Ins	N/A	0% - 53.8%	26.5% - 56.5%
Kaze (Solidarity Group) GS & GS-PU	30.00% annual, Flat	1 Fee	0 Ins Ins		54% - 68.5%	56.7% - 74.1%
Tunga Women MT & LT	13.00% annual, Flat	2 Fees	2 Ins Ins		0% - 42.4%	35% - 74.9%

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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