Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | N/A |
Year established | 2006 |
Head of Institution | Daniel Muhimuzi Mugisha |
Regions active | 0 |
# Branches | 6 |
Total Portfolio (nat'l) | RWF 747,483,674 |
Total Portfolio (USD) | USD 1,266,921.48 |
Active clients with loans | 2,225 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMIR, Terrafina |
Funders | African Evangelical Enterprise, Rwanda |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.thardeep.org |
Year established | 1998 |
Head of Institution | Ms. Parsa Pathani |
Regions active | Sindh |
# Branches | 151 |
Total Portfolio (nat'l) | PKR 1,407,060,752 |
Total Portfolio (USD) | USD 13,817,336.58 |
Active clients with loans | 100,001 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | RWF 100,000 - 10,000,000 | 4 - 36 | 0% - 20% | 80% - 100% | ||||||||||
Ezukame Express PU & PM | 0 | 0 | 20% - 40% | 20% - 40% | ||||||||||
Hembwa Wage Express | RWF 5,000 - 500,000 | 1 - 3 | 20% - 40% | 60% - 80% | ||||||||||
Hembwa Wage MT & LT | RWF 10,000 - 5,000,000 | 4 - 36 | 20% - 40% | 60% - 80% | ||||||||||
Kaze (Solidarity Group) GS & GS-PU | RWF 10,000 - 500,000 | 3 - 6 | 40% - 60% | 0% - 20% | ||||||||||
Tunga Women MT & LT | RWF 200,000 - 10,000,000 | 4 - 36 | 80% - 100% | 40% - 60% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | 15.00% annual, Flat | 1 Fee | 2 Ins | 0% - 45.7% | 23.9% - 74.2% | |||||||||||
Ezukame Express PU & PM | 0.00% annual, 0 | 0 Fees | 0 Ins | 0% - 71.7% | 29.6% - 72.7% | |||||||||||
Hembwa Wage Express | 42.00% annual, Flat | 1 Fee | 2 Ins | N/A | 74.1% - 80.1% | 75.3% - 85.1% | ||||||||||
Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 2 Ins | N/A | 0% - 53.8% | 26.5% - 56.5% | ||||||||||
Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 1 Fee | 0 Ins | 54% - 68.5% | 56.7% - 74.1% | |||||||||||
Tunga Women MT & LT | 13.00% annual, Flat | 2 Fees | 2 Ins | 0% - 42.4% | 35% - 74.9% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Curuza (Business) MT & LT | 15.00% annual, Flat | 1 Fee | 2 Ins Ins | 0% - 45.7% | 23.9% - 74.2% | |||||||||||
Ezukame Express PU & PM | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 0% - 71.7% | 29.6% - 72.7% | |||||||||||
Hembwa Wage Express | 42.00% annual, Flat | 1 Fee | 2 Ins Ins | N/A | 74.1% - 80.1% | 75.3% - 85.1% | ||||||||||
Hembwa Wage MT & LT | 15.00% annual, Flat | 2 Fees | 2 Ins Ins | N/A | 0% - 53.8% | 26.5% - 56.5% | ||||||||||
Kaze (Solidarity Group) GS & GS-PU | 30.00% annual, Flat | 1 Fee | 0 Ins Ins | 54% - 68.5% | 56.7% - 74.1% | |||||||||||
Tunga Women MT & LT | 13.00% annual, Flat | 2 Fees | 2 Ins Ins | 0% - 42.4% | 35% - 74.9% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
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