Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2005 |
Head of Institution | Jean Damascene Nkurikiyinka |
Regions active | Ngororero, Nyabihu |
# Branches | 1 |
Total Portfolio (nat'l) | RWF 477,814,327 |
Total Portfolio (USD) | USD 758,435.44 |
Active clients with loans | 827 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMIR |
Funders | AQUADEV |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.sarvodayanano.org |
Year established | 1996 |
Head of Institution | R. Asokkumar |
Regions active | Tamil Nadu |
# Branches | 92 |
Total Portfolio (nat'l) | INR 312,483,125 |
Total Portfolio (USD) | USD 5,895,908.02 |
Active clients with loans | 51,039 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Ordinaire 30% | RWF 12,000 - 5,000,000 | 3 - 36 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Educ | |||||||
Ordinaire 18% | RWF 100,000 - 5,000,000 | 3 - 24 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Educ | |||||||
Ordinaire 19% | RWF 1,000,000 - 5,000,000 | 13 - 36 | 20% - 40% | 0% - 20% | Business, Credit Agricole Avec Subvention RIF2 | Women, Men, Have business, Autrest Immobilisations | Credit Educ | |||||||
Urgence 60% | RWF 15,000 - 5,000,000 | 3 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Educ |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Annapoorna | INR 10,000 - 15,000 | 4.6 | 80% - 100% | 0% - 20% | Business | Women, Men, Low HH Inc, Med HH Inc | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Ordinaire 30% | 30.00% annual, Decl Bal | 2 Fees | 1 Ins | 18.00% fees | 20.00% upfront | 19.9% - 37.1% | 45.9% - 72.1% | 53 | ||||||||
Ordinaire 18% | 18.00% annual, Decl Bal | 2 Fees | 1 Ins | 18.00% fees | N/A | 19.4% - 20.3% | 20.3% - 21.3% | 86 | ||||||||
Ordinaire 19% | 19.00% annual, Decl Bal | 2 Fees | 1 Ins | 18.00% fees | 20.00% upfront | 20% - 22.9% | 30.3% - 37.4% | 57 | ||||||||
Urgence 60% | 60.00% annual, Flat | 2 Fees | 0 Ins | 18.00% fees | N/A | 63.6% - 66.1% | 65.1% - 68% | 90 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Annapoorna | 25.7% - 26.8% | 31% - 32.4% | 31.7% - 33.1% | Yes | Info awaited | NA | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Annapoorna | 25.7% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 31% - 32.4% | 31.7% - 33.1% | 79 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Ordinaire 30% | 30.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | 18.00% fees | 20.00% upfront | 19.9% - 37.1% | 45.9% - 72.1% | 53 | ||||||||
Ordinaire 18% | 18.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | 18.00% fees | N/A | 19.4% - 20.3% | 20.3% - 21.3% | 86 | ||||||||
Ordinaire 19% | 19.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | 18.00% fees | 20.00% upfront | 20% - 22.9% | 30.3% - 37.4% | 57 | ||||||||
Urgence 60% | 60.00% annual, Flat | 2 Fees | 0 Ins Ins | 18.00% fees | N/A | 63.6% - 66.1% | 65.1% - 68% | 90 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Annapoorna | 25.7% - 26.8% | 31% - 32.4% | 31.7% - 33.1% | Yes | Info awaited | NA | 98 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Annapoorna | 25.7% annual, Decl Bal | 1 Fee | 0 | 12.36% fees | N/A | 31% - 32.4% | 31.7% - 33.1% | 79 |
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