2. Comicoka
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FMSD
Please note that the information you are viewing is 171 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEC COMICOKA RUBAVU, Ouest Rwanda506 GISENYI RWA
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution

Fundación Mario Santo Domingo Carrera 45 N° 34-01 Piso 2Barranquilla, Atlántico
Data approved: 2011-08-01
Data version: 1
Age of data: 171 months

Product

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Product

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Product Summary

Number borrowers44
Loan Amount (range)0
Loan Term (range)0
Other Services (text summary)
Annual Interest & Method0.00% annual, 0
Fees
Insurance
Tax
Comp Dep
Range of pricing 
Interest Price ComponentN/A
Fee Component0 - 73.7% (Int+Fee)
Insurance Component0 - 70.9%
Tax Component Range-70.9% - 1.8%
Full APR (int fee ins tax dep)68.0% - 75.4%
Transparency Index (min/max)0 - 95
Transparency Index (average)

Product Details

Key Statistics
Outstanding portfolio (RWF)RWF 6,882,208
Portfolio (USD)USD 11,665
Active Clients with Loans44
Approximate % Female Clients0% - 20%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity group
Village banking
Self help group
Other
Description
CREDIT D'URGENCE NE DEPASSE PAS 3 MOIS.\r
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurance
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Product Details


This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months. MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (COP)COP 5,323,049
Portfolio (USD)USD 2,924.75
Active Clients with Loans6
Approximate % Female Clients60% - 80%
Approximate % Urban Clients80% - 100%
Description
Financiación de las necesidades de educación primaria, secundaria, universitaria y técnica, dirigido al microempresario, cónyuge e hijos.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Educationx
Other household finance
Other
Other (2)
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyRWF
Minimum loan size0
Maximum loan size0
Loan Term and Grace Period
Shortest loan term0
Longest loan term0
Approx average0
Distribution at Disbursement (Est.)
Loans 3 months or lessN/A
Between 4 and 6 monthsN/A
Between 7 and 9 monthsN/A
Between 10 and 12 monthsN/A
Between 13 and 18 monthsN/A
Longer than 18 monthsN/A
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest0
Highest quoted nominal interest0
Interest rate period
Interest Rate Calculation Method0
Subsidized by funder request?N/A
Is rate fixed for entire loan termN/A
Upfront Fees
Fee 1Fee 2
Descriptioncommissionpaper fee
% of loan amount - min2.00%0
% of loan amount - max2.00%0
OR, Fixed amount - min0600
Fixed amount - max0600
Reason for variation
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required for
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to deposit
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Urgence 60% samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountRWF 100,000RWF 200,000RWF 480,000RWF 500,000RWF 580,000RWF 1,500,000
Loan Cycle (1, 2, 3, etc)111111
Disbursement Date2012-03-202012-05-232012-06-042012-08-022012-05-292012-05-23
Loan Term (Months)4.0 months4.0 months4.0 months4.0 months4.0 months4.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component73.7%66.5%68.0%69.3%0.0%71.5%
Insurance Component0.0%0.0%0.0%0.0%70.9%0.0%
Tax Component1.7%1.5%1.6%1.7%-70.9%1.8%
Deposit Component0.0%0.0%0.0%0.0%72.7%0.0%
Full APR (int fee ins tax dep)75.4%68.0%69.6%71.1%72.7%73.3%
Transparency Index000000
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Urgence 60% Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoOpInstitution TypeAnyLoan PurposeComicokaInstitutionRW-002-V01-P04ProductRWCountry2011YearRange Number1Institution Data Version0500,0001,000,0001,500,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 20101Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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