Outstanding portfolio (RWF) | RWF 6,882,208 |
Portfolio (USD) | USD 11,665 |
Active Clients with Loans | 44 |
Approximate % Female Clients | 0% - 20% |
Approximate % Urban Clients | 0% - 20% |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | RWF |
Minimum loan size | 0 |
Maximum loan size | 0 |
Shortest loan term | 0 |
Longest loan term | 0 |
Approx average | 0 |
Loans 3 months or less | N/A |
Between 4 and 6 months | N/A |
Between 7 and 9 months | N/A |
Between 10 and 12 months | N/A |
Between 13 and 18 months | N/A |
Longer than 18 months | N/A |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 0 |
Highest quoted nominal interest | 0 |
Interest rate period | |
Interest Rate Calculation Method | 0 |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | N/A |
Fee 1 | Fee 2 | ||
---|---|---|---|
Description | commission | paper fee | |
% of loan amount - min | 2.00% | 0 | |
% of loan amount - max | 2.00% | 0 | |
OR, Fixed amount - min | 0 | 600 | |
Fixed amount - max | 0 | 600 | |
Reason for variation | |||
Appears on Repayment Sched? | No | No |
Required for | |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | |
Do borrowers control deposit in their group? |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | Sample 6 | ||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Loan Amount | RWF 100,000 | RWF 200,000 | RWF 480,000 | RWF 500,000 | RWF 580,000 | RWF 1,500,000 | |||||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 1 | 1 | 1 | 1 | |||||
Disbursement Date | 2012-03-20 | 2012-05-23 | 2012-06-04 | 2012-08-02 | 2012-05-29 | 2012-05-23 | |||||
Loan Term (Months) | 4.0 months | 4.0 months | 4.0 months | 4.0 months | 4.0 months | 4.0 months | |||||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | Not Known | |||||
True Price by Comp | |||||||||||
Interest and Fee Component | 73.7% | 66.5% | 68.0% | 69.3% | 0.0% | 71.5% | |||||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | 70.9% | 0.0% | |||||
Tax Component | 1.7% | 1.5% | 1.6% | 1.7% | -70.9% | 1.8% | |||||
Deposit Component | 0.0% | 0.0% | 0.0% | 0.0% | 72.7% | 0.0% | |||||
Full APR (int fee ins tax dep) | 75.4% | 68.0% | 69.6% | 71.1% | 72.7% | 73.3% | |||||
Transparency Index | 0 | 0 | 0 | 0 | 0 | 0 | |||||
Original Repayment Schedule | |||||||||||
MFT Pricing Calculation |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fundaciondelamujer.com/ |
Year established | 1986 |
Head of Institution | TERESA EUGENIA PRADA GONZALEZ |
Regions active | |
# Branches | 90 |
Total Portfolio (nat'l) | COP 301,334,000,000 |
Total Portfolio (USD) | USD 165,568,131.90 |
Active clients with loans | 199,988 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | WWB, Emprender, Asomicrofinanzas |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcrédito | COP 200,000 - 21,959,600 | 2 - 36 | 60% - 80% | 80% - 100% | Any Purpose | Women, Men, Have business, Para la metodologia Banca Comunal no se requiere ser propietadio de un negocio | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Capacitación en temas de formación socio empresarial |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microcrédito | 33.2%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 29.8% - 52.9% | 30.2% - 53.3% | 82 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|