Outstanding portfolio (RWF) | RWF 140,086,314 |
Portfolio (USD) | USD 222,359 |
Active Clients with Loans | 48 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 80% - 100% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 2 |
# Regions for this product | N/A |
Regions Active |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.ujjivan.com/ |
Year established | 2005 |
Head of Institution | Samit Ghosh |
Regions active | 0 |
# Branches | 303 |
Total Portfolio (nat'l) | INR 5,128,997,735 |
Total Portfolio (USD) | USD 113,977,727.40 |
Active clients with loans | 665,778 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | Association of Karnataka Microfinance Inst (AKMI), Sa-Dhan, Microfinance Insitutions Network (MFIN), Women's World Banking |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | INR 6,000 - 25,000 | 12 - 18 | 80% - 100% | 80% - 100% | Business | Women, Have business, Can also be taken for spouses/son's business | Credit Educ, Group Mtgs | |||||||
Education Loan | INR 3,000 - 10,000 | 12 | 80% - 100% | 80% - 100% | Education, Can only be used for education | Women | Credit Educ, Group Mtgs | |||||||
Emergency Loan | INR 2,000 - 2,000 | 6 | 80% - 100% | 80% - 100% | Other, Only for emergency use, Can NOT be used for business | Women | Group Mtgs | |||||||
Family Loan | INR 6,000 - 25,000 | 12 | 80% - 100% | 80% - 100% | Housing, Consumer, Education, Other | Women | Credit Educ, Group Mtgs |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 0% | 27.2% | 29.6% | N/A | ||||||||||
Education Loan | 0% | 24.1% | 24.8% | N/A | ||||||||||
Emergency Loan | 0% | 23.8% | 23.8% | N/A | ||||||||||
Family Loan | 0% | 27.2% | 29.6% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Loan | 26.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 27.2% | 29.6% | 88 | ||||||||
Education Loan | 23.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 24.1% | 24.8% | 93 | ||||||||
Emergency Loan | 25.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.8% | 23.8% | 100 | ||||||||
Family Loan | 26.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 27.2% | 29.6% | 88 |
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% Products with compulsory deposits |
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