COOPEDU - MFTransparency.org Truth In Lending Tables

Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEDU District KicukiroKigaliPO Box 4053

Data approved: 2012-09-28

Data version: 2

Age of data: 148 months

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Institution

Trident Microfin Limited DNO:11-8-15,MIG-33,SHREE SAI ARCADE,1ST & 2ND FLOORS,SAROORNAGAR,HYDERABAD, ANDHRA PRADESH500035

Data approved: 2010-10-25

Data version: 1

Age of data: - months

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Institution Details

Institution Type	Credit Union / Cooperative
Is this institution regulated?	Yes
Website address	http://www.coopedu.rw/
Year established	1997
Head of Institution	Murebwayire Denise
Regions active	Gasabo, Kicukiro
# Branches	7

Total Portfolio (nat'l)	RWF 4,756,395,805
Total Portfolio (USD)	USD 7,549,834.61
Active clients with loans	2,029
Approximate % female clients	60% - 80%
Approximate % urban clients	80% - 100%
Network affiliations	AMIR
Funders

Institution Details

Institution Type	Private 'For-Profit'
Is this institution regulated?	N/A
Website address	http://www.tridentmicrofin.com/
Year established	2007
Head of Institution	KISHORE KUMAR PULI
Regions active	0
# Branches	60

Total Portfolio (nat'l)	INR 1,386,607,288
Total Portfolio (USD)	USD 30,813,495.29
Active clients with loans	174,873
Approximate % female clients	80% - 100%
Approximate % urban clients	40% - 60%
Network affiliations

Loan Products » Summary

Salaire

266 Borrowers

USD 234,227 Portfolio

Femmes

338 Borrowers

USD 245,613 Portfolio

Group

169 Borrowers

USD 153,819 Portfolio

Minerval

81 Borrowers

USD 38,464 Portfolio

Ordinaire

994 Borrowers

USD 6,307,562 Portfolio

Decouvert

25 Borrowers

USD 136,324 Portfolio

Deplacement

48 Borrowers

USD 222,359 Portfolio

Equipments

26 Borrowers

USD 23,170 Portfolio

Quinzaine

25 Borrowers

USD 1,351 Portfolio

Note: MFTransparency presents full data for s with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Agri Allied Loans

805 Borrowers

USD 204,634.07 Portfolio

Crop Loans to Farmer Groups

1,394 Borrowers

USD 133,551.80 Portfolio

Group Loan for Women Monthly

32,636 Borrowers

USD 7,112,021.20 Portfolio

Women Weekly

142,967 Borrowers

USD 20,219,522.93 Portfolio

Individual Micro Enterprise Loans

70 Borrowers

USD 38,675.18 Portfolio

Personal Loan to Employees

21 Borrowers

USD 9,155.51 Portfolio

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Avance Sur Salaire	RWF 150,000 - 3,500,000	6 - 24	40% - 60%	80% - 100%	Any Purpose	Women, Men, Salaried worker
Credit Femmes Entrepreneurs	RWF 300,000 - 2,000,000	6 - 12	80% - 100%	80% - 100%	Business	Women, Have business, Must be a COOPEDU member for at least 1 month.
Credit Group D'Epargne Et Credit	RWF 300,000 - 2,400,000	4 - 12	80% - 100%	80% - 100%	Business	Women
Credit Minerval	RWF 100,000 - 2,000,000	3 - 12	80% - 100%	80% - 100%	Education	Women, Men	Credit Educ, Other Training
Credit Ordinaire	RWF 500,000 - 30,000,000	12 - 60	60% - 80%	80% - 100%	Business, Housing, Consumer	Women, Men	Other Training

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agri Allied Loans	INR 16,000 - 20,000	18 - 36	80% - 100%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins
Crop Loans to Farmer Groups	INR 6,000 - 25,000	10 - 12	0% - 20%	0% - 20%	Business, Loan is given for inputs required for harvesting	Women, Men, Have home or land, The loan is also given to clients in rented accomadation who have stayed in that locality for more t, Out of a group of 5 members ,4 members should have own house	Credit Educ, Group Mtgs, Credit Ins
Group Loan for Women Monthly	INR 6,000 - 18,000	18	80% - 100%	0% - 20%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women, The loan is also given to clients in rented accomadation who have stayed in that locality for more t	Credit Educ, Group Mtgs, Credit Ins, Other Training
Group Loan for Women Weekly	INR 6,000 - 18,000	11.5 - 12	80% - 100%	40% - 60%	Business, Housing, Consumer, Education, Other, 90% of loans used for income generating activities	Women	Credit Educ, Group Mtgs, Credit Ins
Individual Micro Enterprise Loans	INR 16,000 - 100,000	18 - 36	60% - 80%	0% - 20%	Business	Women, Men, Have business, Have home or land	Credit Educ, Credit Ins, Other Training
Personal Loan to Employees	INR 16,000 - 100,000	18 - 36	80% - 100%	0% - 20%	Any Purpose	Women, Men, Salaried worker	Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Avance Sur Salaire	20.40% annual, Decl Bal	1 Fee	1 Ins	18.00% fees	N/A	20.8% - 21.6%	21.5% - 22.5%	92
Credit Femmes Entrepreneurs	12.96% annual, Flat	1 Fee	1 Ins	18.00% fees	20.00% upfront	24.7% - 25%	49.2% - 83.5%	18
Credit Group D'Epargne Et Credit	26.00% annual, Flat	1 Fee	2 Ins	18.00% fees	10.00% upfront	49.8% - 51.4%	70% - 74.2%	36
Credit Minerval	16.80% annual, Decl Bal	1 Fee	1 Ins	18.00% fees	N/A	18.2% - 21.6%	19% - 22.9%	81
Credit Ordinaire	20.40% annual, Decl Bal	1 Fee	1 Ins	18.00% fees	N/A	21% - 22.1%	21.7% - 22.9%	91

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	None	N/A	0%	0%	N/A

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Avance Sur Salaire	20.40% annual, Decl Bal	1 Fee	1 Ins Ins	18.00% fees	N/A	20.8% - 21.6%	21.5% - 22.5%	92
Credit Femmes Entrepreneurs	12.96% annual, Flat	1 Fee	1 Ins Ins	18.00% fees	20.00% upfront	24.7% - 25%	49.2% - 83.5%	18
Credit Group D'Epargne Et Credit	26.00% annual, Flat	1 Fee	2 Ins Ins	18.00% fees	10.00% upfront	49.8% - 51.4%	70% - 74.2%	36
Credit Minerval	16.80% annual, Decl Bal	1 Fee	1 Ins Ins	18.00% fees	N/A	18.2% - 21.6%	19% - 22.9%	81
Credit Ordinaire	20.40% annual, Decl Bal	1 Fee	1 Ins Ins	18.00% fees	N/A	21% - 22.1%	21.7% - 22.9%	91

Loan Products » MFIN India Additional Information

Product Name	APR (int)	MFIN MFI Earning (Annualised)	MFIN Cost to Borrower (Annualised)	MFIN Transparency Index
Agri Allied Loans	0%	0%	0%	N/A
Crop Loans to Farmer Groups	0%	0%	0%	N/A
Group Loan for Women Monthly	0%	0%	0%	N/A
Group Loan for Women Weekly	0%	0%	0%	N/A
Individual Micro Enterprise Loans	0%	0%	0%	N/A
Personal Loan to Employees	0%	0%	0%	N/A

*Please click here for more information

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agri Allied Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Crop Loans to Farmer Groups	21.0% annual, Decl Bal	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Monthly	12.5%-15.0% annual, Flat	1 Fee	0 Ins Ins	None	10.0% upfront	0%	0%	N/A
Group Loan for Women Weekly	12.5%-15.0% annual, Flat	2 Fees	0 Ins Ins	None	N/A	0%	0%	N/A
Individual Micro Enterprise Loans	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A
Personal Loan to Employees	15.0% annual, Flat	1 Fee	0 Ins Ins	None	N/A	0%	0%	N/A

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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits

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Institution

Institution

Institution Details

Institution Details

Loan Products » Summary

Loan Products » Summary

Loan Products » Conditions

Loan Products » Conditions

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Loan Products » Pricing Information

Loan Products » MFIN India Additional Information

Loan Products » Pricing Information

Institution Price Graph

Institution Price Graph

Total Borrowers of Samples

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