2. COOPEDU
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. SISDO
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEDU District KICUKIROKIGALIB.P 4053 KIGALI
Data approved: 2011-09-16
Data version: 1
Age of data: -   months 
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Institution

Smallholder Irrigation Schemes Development Organization (SISDO) P.O. Box 76622Nairobi
Data approved: 2013-06-25
Data version: 2
Age of data: 146 months
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Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addresshttp://www.coopedu.rw/
Year established1997
Head of InstitutionMUREBWAYIRE Denise
Regions active0
# Branches6

Total Portfolio (nat'l)RWF 2,111,647,837
Total Portfolio (USD)USD 3,579,064.13
Active clients with loans15,283
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIR
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionSimon Maina
Regions activeCentral, Eastern, Nairobi, Rift Valley, Western
# Branches16

Total Portfolio (nat'l)KES 302,871,417
Total Portfolio (USD)USD 3,657,867.36
Active clients with loans7,374
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Avance Sur Salaire
140 Borrowers
USD 121,260 Portfolio
Active Product
Credit Decouvert
15 Borrowers
USD 84,746 Portfolio
Active Product
Credit Deplacement
7 Borrowers
USD 34,321 Portfolio
Active Product
Credit Equipments
8 Borrowers
USD 5,733 Portfolio
Active Product
Credit Femmes Entrepreneurs
250 Borrowers
USD 178,463 Portfolio
Active Product
Credit Group D'Epargne Et Credit
224 Borrowers
USD 179,210 Portfolio
Active Product
Credit Minerval
5 Borrowers
USD 3,210 Portfolio
Active Product
Credit Ordinaire
654 Borrowers
USD 2,813,989 Portfolio
Active Product
Credit Quinzaine
26 Borrowers
USD 3,072 Portfolio
Active Product

Loan Products » Summary

Asset
504 Borrowers
USD 211,054.75 Portfolio
Active Product
Daraja
489 Borrowers
USD 660,029.66 Portfolio
Active Product
Farm Input
87 Borrowers
USD 18,298.92 Portfolio
Active Product
Inua
5,770 Borrowers
USD 2,508,645.07 Portfolio
Active Product
School Fees
214 Borrowers
USD 42,268.63 Portfolio
Active Product
Zero Grazing
242 Borrowers
USD 107,802.01 Portfolio
Active Product
Individual
37 Borrowers
USD 86,536.70 Portfolio
Low Volume Product
Emergency
5 Borrowers
USD 2,595.40 Portfolio
Low Volume Product
Maji
0 Borrowers
USD 469.89 Portfolio
Low Volume Product
Afya
21 Borrowers
USD 14,305.29 Portfolio
Low Volume Product
Mwangaza
5 Borrowers
USD 5,861.03 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Avance Sur Salaire RWF 94,800 - 3,500,000 1 - 24 40% - 60% 80% - 100%
Credit Decouvert 0 0 60% - 80% 80% - 100%
Credit Deplacement 0 0 20% - 40% 80% - 100%
Credit Equipments 0 0 40% - 60% 80% - 100%
Credit Femmes Entrepreneurs RWF 300,000 - 2,000,000 6 - 12 80% - 100% 80% - 100%
Credit Group D'Epargne Et Credit RWF 300,000 - 2,400,000 4 - 12 80% - 100% 80% - 100%
Credit Minerval 0 0 80% - 100% 80% - 100%
Credit Ordinaire RWF 300,000 - 2,000,000 12 - 60 60% - 80% 80% - 100%
Credit Quinzaine 0 0 40% - 60% 80% - 100%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 300,000 3 - 24 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 300,000 3 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 100,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 300,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Have business, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40%-0.00% annual, Decl Bal 1 Fee 1 Ins N/A 0% - 24.4% 22.1% - 26.4%
Credit Decouvert 0.00% annual, 0 0 Fees 0 Ins 51.9% - 59.4% 53.3% - 65%
Credit Deplacement 0.00% annual, 0 0 Fees 0 Ins 21% - 21.7% 34.3% - 37.9%
Credit Equipments 0.00% annual, 0 0 Fees 0 Ins 25.1% - 25.2% 45.7% - 46.9%
Credit Femmes Entrepreneurs 13.20%-0.00% annual, Flat 1 Fee 1 Ins 57.9% - 59% 109.9% - 111.1%
Credit Group D'Epargne Et Credit 24.00%-0.00% annual, Decl Bal 1 Fee 1 Ins 14.1% - 30.4% 27.9% - 84.8%
Credit Minerval 0.00% annual, 0 0 Fees 0 Ins 19% - 19.1% 31.1% - 33.8%
Credit Ordinaire 20.40%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 0% - 22.5% 21.8% - 24%
Credit Quinzaine 0.00% annual, 0 0 Fees 0 Ins 47.6% 49.8%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40%-0.00% annual, Decl Bal 1 Fee 1 Ins Ins N/A 0% - 24.4% 22.1% - 26.4%
Credit Decouvert 0.00% annual, 0 0 Fees 0 Ins Ins 51.9% - 59.4% 53.3% - 65%
Credit Deplacement 0.00% annual, 0 0 Fees 0 Ins Ins 21% - 21.7% 34.3% - 37.9%
Credit Equipments 0.00% annual, 0 0 Fees 0 Ins Ins 25.1% - 25.2% 45.7% - 46.9%
Credit Femmes Entrepreneurs 13.20%-0.00% annual, Flat 1 Fee 1 Ins Ins 57.9% - 59% 109.9% - 111.1%
Credit Group D'Epargne Et Credit 24.00%-0.00% annual, Decl Bal 1 Fee 1 Ins Ins 14.1% - 30.4% 27.9% - 84.8%
Credit Minerval 0.00% annual, 0 0 Fees 0 Ins Ins 19% - 19.1% 31.1% - 33.8%
Credit Ordinaire 20.40%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 0% - 22.5% 21.8% - 24%
Credit Quinzaine 0.00% annual, 0 0 Fees 0 Ins Ins 47.6% 49.8%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoOpInstitution TypeAnyBusinessEducationEmergencyMultipleLoan PurposeCOOPEDUInstitutionRW-004-V01-P01RW-004-V01-P02RW-004-V01-P03RW-004-V01-P04RW-004-V01-P05RW-004-V01-P06RW-004-V01-P07RW-004-V01-P08RW-004-V01-P09ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 1009010Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAgricultureBusinessEducationMultipleLoan PurposeSISDOInstitutionKE-025-V02-P01KE-025-V02-P02KE-025-V02-P03KE-025-V02-P05KE-025-V02-P06KE-025-V02-P07ProductKECountry2013YearRange Number2Institution Data Version0100,000200,000300,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 3,4002,5001,70080090Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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