| Institution Type | Credit Union / Cooperative |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Jean Louis Musoni |
| Regions active | Gasabo, Kicukiro, Nyarugenge |
| # Branches | 3 |
| Total Portfolio (nat'l) | RWF 518,625,185 |
| Total Portfolio (USD) | USD 823,214.58 |
| Active clients with loans | 511 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMIR |
| Funders | Youth Ministry, National Youth Council, Districts |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Autres Loan | RWF 50,000 - 3,000,000 | 3 - 24 | 0% - 20% | 40% - 60% | Consumer, Education, Other | Women, Men | Credit Educ | |||||||
| Trade Loan | RWF 300,000 - 5,000,000 | 1 - 24 | 0% - 20% | 60% - 80% | Business | Women, Men, Have business, other cooperative, SME's | Credit Educ, Business Training | |||||||
| Transport Loan | RWF 500,000 - 5,000,000 | 12 - 36 | 0% - 20% | 40% - 60% | Business | Women, Men | Credit Educ | |||||||
| Salary Advance Loan | RWF 50,000 - 3,000,000 | 3 - 24 | 0% - 20% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Educ |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Autres Loan | 48.00% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 26.3% - 76.1% | 26.3% - 76.1% | 88 | ||||||||
| Trade Loan | 18.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 25.00% upfront | 26.4% - 31.4% | 44.8% - 54.5% | 37 | ||||||||
| Transport Loan | 16.00%-18.00% annual, Decl Bal | 2 Fees | 0 Ins | None | 25.00% upfront | 24.5% - 29.1% | 38.9% - 48.6% | 38 | ||||||||
| Salary Advance Loan | 15.00%-24.00% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 15.9% - 28.2% | 15.9% - 28.2% | 61 |
| Outstanding portfolio (UGX) | UGX 332,173,514 |
| Portfolio (USD) | USD 150,988 |
| Active Clients with Loans | 286 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | x |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Land acquisition |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
