| Number borrowers | 35 |
| Loan Amount (range) | 0 |
| Loan Term (range) | 0 |
| Other Services (text summary) | |
| Annual Interest & Method | 0.00% annual, 0 |
| Fees | |
| Insurance | |
| Tax | |
| Comp Dep | |
| Range of pricing | |
| Interest Price Component | N/A |
| Fee Component | 20.7% - 51.1% (Int+Fee) |
| Insurance Component | 0 - 7.2% |
| Tax Component Range | 0 |
| Full APR (int fee ins tax dep) | 35.8% - 68.2% |
| Transparency Index (min/max) | 0 - N/A |
| Transparency Index (average) |
| Outstanding portfolio (RWF) | RWF 61,548,164 |
| Portfolio (USD) | USD 104,319 |
| Active Clients with Loans | 35 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | x |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | |
| Group meetings | |
| Credit insurance | |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Currency | RWF |
| Minimum loan size | 0 |
| Maximum loan size | 0 |
| Shortest loan term | 0 |
| Longest loan term | 0 |
| Approx average | 0 |
| Loans 3 months or less | N/A |
| Between 4 and 6 months | N/A |
| Between 7 and 9 months | N/A |
| Between 10 and 12 months | N/A |
| Between 13 and 18 months | N/A |
| Longer than 18 months | N/A |
| Grace period usage | 0 |
| Average grace period | 0 |
| Daily | |
| Weekly | |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 0 |
| Highest quoted nominal interest | 0 |
| Interest rate period | |
| Interest Rate Calculation Method | 0 |
| Subsidized by funder request? | N/A |
| Is rate fixed for entire loan term | N/A |
| Fee 1 | Fee 2 | ||
|---|---|---|---|
| Description | Commission | Processing | |
| % of loan amount - min | 1.00% | 1.50% | |
| % of loan amount - max | 1.00% | 1.50% | |
| OR, Fixed amount - min | 0 | 0 | |
| Fixed amount - max | 0 | 0 | |
| Reason for variation | |||
| Appears on Repayment Sched? | No | No |
| Ins 1 | |
|---|---|
| Description | Credit life insurance |
| % of loan amount - min | 1.00% |
| % of loan amount - max | 10.00% |
| OR, Fixed amount - min | 0 |
| Fixed amount - max | 0 |
| Reason for variation | |
| Appears on Repayment Sched? | No |
| Required for | |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | |
| Do borrowers control deposit in their group? |
| % loan amount deposited | 0 |
| or, Fixed-amount deposited | 0 |
| % loan amount deposited | 0 |
| or, Fixed-amount deposited | 0 |
| Conditions on access to deposit |
| Minimum interest rate paid | 0 |
| Maximum interest rate paid | 0 |
| Interest payment frequency | N/A |
| Are taxes charged on this product? | No |
| Sample 1 | Sample 2 | Sample 3 | Sample 4 | Sample 5 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Loan Amount | RWF 200,000 | RWF 400,000 | RWF 2,000,000 | RWF 3,070,000 | RWF 4,000,000 | ||||
| Loan Cycle (1, 2, 3, etc) | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
| Disbursement Date | 2011-01-25 | 2011-01-15 | 2010-12-28 | 2008-08-07 | 2009-09-24 | ||||
| Loan Term (Months) | 12.0 months | 4.0 months | 13.0 months | 36.0 months | 2.0 months | ||||
| Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | 0.0 months | ||||
| Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | Not Known | ||||
| True Price by Comp | |||||||||
| Interest and Fee Component | 20.7% | 28.9% | 20.7% | 21.6% | 51.1% | ||||
| Insurance Component | 2.6% | 7.2% | 0.8% | 0.0% | 0.0% | ||||
| Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | ||||
| Deposit Component | 17.8% | 24.1% | 16.6% | 14.2% | 17.1% | ||||
| Full APR (int fee ins tax dep) | 41.1% | 60.1% | 38.1% | 35.8% | 68.2% | ||||
| Transparency Index | N/A | N/A | N/A | N/A | N/A | ||||
| Original Repayment Schedule | |||||||||
| MFT Pricing Calculation |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
