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Institution

Data approved: 2011-10-26
Data version: 1
Age of data: -   months 

Institution

E-Life Development Agency 1st Floor, Room 3No.1 Cargo DivisionTechiman, Brong Ahafo RegionPO Box 571
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeCooperative
Is this institution regulated?Yes
Website addressN/A
Year established2007
Head of InstitutionJean Louis Musoni
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 1,022,162,074
Total Portfolio (USD)USD 1,732,478.09
Active clients with loans1,049
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsAMIR
FundersYouth Ministry, National Youth Council, Districts

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.eldaorgan.com/
Year established2000
Head of InstitutionYaw Afrifa Anim
Regions active0
# Branches5

Total Portfolio (nat'l)GHS 47,644.10
Total Portfolio (USD)USD 24,184.82
Active clients with loans479
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, Association of Financial NGOs, Brong Ahafo Association of NGOs
FundersEU and UN (Joint Migration for Development Initiative), Diakonia, Geneval Global

Loan Products » Summary

22 Borrowers
USD 30,953 Portfolio
243 Borrowers
USD 172,372 Portfolio
35 Borrowers
USD 104,319 Portfolio
37 Borrowers
USD 203,845 Portfolio
45 Borrowers
USD 79,796 Portfolio

Loan Products » Summary

181 Borrowers
USD 9,137.06 Portfolio
298 Borrowers
USD 15,047.72 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture et Elevage Loan 0 0 20% - 40% 0% - 20%
Autres Loan RWF 50,000 - 3,000,000 3 - 24 0% - 20% 40% - 60%
Construction Loan 0 0 0% - 20% 40% - 60%
Trade Loan 0 0 0% - 20% 60% - 80%
Transport Loan 0 0 0% - 20% 40% - 60%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual Credit Product GHS 1,000 - 5,000 3 - 5 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Trade Confidence Credit Product (TCCP) GHS 300 - 2,000 3 - 5 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture et Elevage Loan 0.00% annual, 0 0 Fees 0 Ins 10.4% - 66.4% 10.4% - 66.4%
Autres Loan 16.00%-18.00% annual, Decl Bal 3 Fees 1 Ins N/A 12.5% - 52.7% 12.5% - 52.7% 60
Construction Loan 0.00% annual, 0 0 Fees 0 Ins 20.7% - 51.1% 35.8% - 68.2%
Trade Loan 0.00% annual, 0 0 Fees 0 Ins 19.8% - 24.8% 34.3% - 44.1%
Transport Loan 0.00% annual, 0 0 Fees 0 Ins 19.8% - 45.6% 33.2% - 65.5%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Credit Product 48.00% annual, Flat 2 Fees 0 Ins None 10.00%- upfront 0% 0% N/A
Trade Confidence Credit Product (TCCP) 48.00% annual, Flat 2 Fees 0 Ins None 10.00%- upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture et Elevage Loan 0.00% annual, 0 0 Fees 0 Ins Ins 10.4% - 66.4% 10.4% - 66.4%
Autres Loan 16.00%-18.00% annual, Decl Bal 3 Fees 1 Ins Ins N/A 12.5% - 52.7% 12.5% - 52.7% 60
Construction Loan 0.00% annual, 0 0 Fees 0 Ins Ins 20.7% - 51.1% 35.8% - 68.2%
Trade Loan 0.00% annual, 0 0 Fees 0 Ins Ins 19.8% - 24.8% 34.3% - 44.1%
Transport Loan 0.00% annual, 0 0 Fees 0 Ins Ins 19.8% - 45.6% 33.2% - 65.5%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual Credit Product 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00%- upfront 0% 0% N/A
Trade Confidence Credit Product (TCCP) 48.00% annual, Flat 2 Fees 0 Ins Ins None 10.00%- upfront 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoOpInstitution TypeBusinessEducationHousingLoan PurposeCOOJADInstitutionRW-005-V01-P01RW-005-V01-P02RW-005-V01-P03RW-005-V01-P04RW-005-V01-P05ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 60303Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Institution Price Graph
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Key Statistics
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