Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.duterimbere-IMF.com |
Year established | 2004 |
Head of Institution | Delphin Ngamije |
Regions active | Burera, Gakenke, Gasabo, Gatsibo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngororero, Nyabihu, Nyagatare, Nyanza, Nyarugenge, Rubavu |
# Branches | 17 |
Total Portfolio (nat'l) | RWF 2,793,628,305 |
Total Portfolio (USD) | USD 4,365,044.23 |
Active clients with loans | 6,607 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AMIR, Terrafina, AMT |
Funders | Trovaire, International Alert, Oxfam GB, PDRCIU |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://WWW.IDEPRO.ORG/ |
Year established | 1988 |
Head of Institution | ROBERTO CASANOVAS SAINZ |
Regions active | 0 |
# Branches | 15 |
Total Portfolio (nat'l) | BOB 277,045,116.80 |
Total Portfolio (USD) | USD 41,043,721.01 |
Active clients with loans | 5,428 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 100,000 - 2,500,000 | 12 | 60% - 80% | 0% - 20% | Business | Women, Men | Credit Educ, Tech Asst Visits, Business Training | |||||||
Credit Femme Entrepreneur Loan | RWF 600,000 - 10,000,000 | 3 - 36 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Tech Asst Visits, Business Training | |||||||
Group Solidaire Commerce Loan | RWF 100,000 - 2,500,000 | 6 - 8 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | BOB 780 - 354,000 | 3 - 72 | 20% - 40% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Cadenas (USD) | USD 244 - 47,000 | 3.7 - 72 | 20% - 40% | 20% - 40% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual - Pro Micro (BOB) | BOB 1,000 - 105,000 | 3 - 72 | 40% - 60% | 60% - 80% | Business, Capital de Inversión, Capital de Operaciones | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Crédito Individual - Pro Micro (USD) | USD 200 - 40,000 | 2.8 - 72 | 20% - 40% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Crédito Individual - Servicios Especializados e Integrados | USD 150 - 20,000 | 4 - 72 | 40% - 60% | 0% - 20% | Business, Capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecer a las cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Crédito Individual -Servicios de Microcrédito | USD 150 - 15,000 | 4 - 72 | 40% - 60% | 40% - 60% | Business, Capital de operación, Capital de inversión | Women, Men, Have business, minimo 18 años y maximo 65 años | Credit Ins | |||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | USD 500 - 10,000 | 17.7 - 72 | 20% - 40% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre | |||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | USD 500 - 10,000 | 10 - 72 | 0% - 20% | 0% - 20% | Business, capital de operación, inversión y/o pago de servic | Women, Men, Have business, Pertenecen a cadenas productivas priorizadas por IDEPRO | Credit Ins, El cliente puede optar por servicios financieros exclusivamente y/o requerir tambien servicios empre |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 35.4% - 35.6% | 52% - 52.3% | 46 | ||||||||
Credit Femme Entrepreneur Loan | 15.00% annual, Flat | 1 Fee | 1 Ins Ins | 18.00% fees | N/A | 27.2% - 28.1% | 27.9% - 28.9% | 52 | ||||||||
Group Solidaire Commerce Loan | 24.00% annual, Flat | 1 Fee | 0 Ins Ins | 18.00% fees | 20.00% upfront | 46% - 49.8% | 78.9% - 85.4% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Crédito Individual - Pro Cadenas (BOB) | 14.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 15.8% - 19.8% | 16.5% - 20.2% | 79 | ||||||||
Crédito Individual - Pro Cadenas (USD) | 13.0%-28.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 15.2% - 29.6% | 15.8% - 29.6% | 58 | ||||||||
Crédito Individual - Pro Micro (BOB) | 14.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | None | N/A | 18.3% - 30.4% | 18.9% - 31.1% | 55 | ||||||||
Crédito Individual - Pro Micro (USD) | 12.0%-35.0% annual, Decl Bal | 0 Fees | 1 Ins Ins | 15.00% Principal | N/A | 25% - 32.6% | 26.1% - 33.2% | 39 | ||||||||
Crédito Individual - Servicios Especializados e Integrados | 14.0%-25.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Crédito Individual -Servicios de Microcrédito | 16.0%-29.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Prendario Tipo Warrant - Pro Cadenas (USD) | 16.0%-19.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 7.5% - 17.4% | 7.6% - 17.5% | 100 | ||||||||
Prendario Tipo Warrant - Servicios Especializados e Integrados | 16.0%-19.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
Key Statistics | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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