2. Inkingi
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. AfricaWorks
Please note that the information you are viewing is 123 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

IMF Inkingi Head OfficeKigaliPO Box 2977
Data approved: 2011-09-16
Data version: 1
Age of data: 166 months

Institution

AfricaWorks Fialho de Almeida 69Maputo
Data approved: 2013-05-23
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionBernadette Mukamisha
Regions activeBugesera, Gasabo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Nyanza, Nyarugenge
# Branches19

Total Portfolio (nat'l)RWF 1,659,754,210
Total Portfolio (USD)USD 2,593,365.95
Active clients with loans2,648
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAMIR
FundersBNR, AMIR, AQUADEV

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2008
Head of InstitutionClaudien Nsengimana
Regions activeMaputo Capital, Maputo Province, Inhambane, Gaza
# Branches7

Total Portfolio (nat'l)MZN 51,898,022.01
Total Portfolio (USD)USD 1,707,171.78
Active clients with loans4,901
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsAMOMIF, MIX
Funders

Loan Products » Summary

Agriculture
416 Borrowers
USD 176,499.97 Portfolio
Active Product
Commerce
1,039 Borrowers
USD 1,646,446.42 Portfolio
Active Product
Construction
195 Borrowers
USD 410,149.12 Portfolio
Active Product
Credits
825 Borrowers
USD 231,209.70 Portfolio
Active Product
Transport
119 Borrowers
USD 129,059.98 Portfolio
Active Product

Loan Products » Summary

Especial
196 Borrowers
USD 131,901.55 Portfolio
Active Product
Comunitario
4,212 Borrowers
USD 942,577.32 Portfolio
Active Product
Individual
244 Borrowers
USD 420,395.99 Portfolio
Active Product
Tsembeka
130 Borrowers
USD 22,687.34 Portfolio
Active Product
Pecuario
89 Borrowers
USD 168,348.49 Portfolio
Active Product
Solidario
9 Borrowers
USD 8,574.72 Portfolio
Low Volume Product
Agricultura
21 Borrowers
USD 12,686.35 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture/Elevage Loan RWF 50,000 - 7,500,000 1 - 12 20% - 40% 20% - 40% Business Women, Men Tech Asst Visits, Business Training, Other Training, Epargne-credit
Commerce Loan RWF 1,000,000 - 7,500,000 1 - 12 0% - 20% 60% - 80% Business, Consumer, Other Women, Men
Construction Maison / Rehabilitation Loan RWF 50,000 - 7,500,000 1 - 12 0% - 20% 20% - 40% Housing Women, Men
Credit Divers RWF 10,000 - 7,500,000 1 - 12 0% - 20% 40% - 60% Any Purpose Women, Men
Transport Loan RWF 50,000 - 7,500,000 3 - 12 0% - 20% 20% - 40% Business, Housing Women, Men

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Especial MZN 10,000 - 60,000 4 - 6 40% - 60% 60% - 80% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Grupo Comunitario MZN 3,000 - 30,000 4 - 6 60% - 80% 60% - 80% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual MZN 20,000 - 500,000 2 - 12 20% - 40% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Tsembeka MZN 3,000 - 15,000 4 - 6 60% - 80% 40% - 60% Business Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Pecuária (Criação de frangos de corte) MZN 10,000 - 300,000 2 60% - 80% 40% - 60% Business Women, Men Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture/Elevage Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 11.9% - 88.5% 14.6% - 104.9% 50
Commerce Loan 48.00%-60.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 86.5% - 105.7% 101.9% - 123.8% 42
Construction Maison / Rehabilitation Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 86.2% - 102.2% 101.5% - 119.5% 22
Credit Divers 36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 48.6% - 102.4% 53.6% - 102.4% 46
Transport Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 84.1% - 89.1% 98.9% - 105.6% 23

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 52.0% annual, Flat 0 Fees 0 Ins None 15.0%-30.0% upfront 70.6% - 79.8% 89.3% - 126.5% 46
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 Ins None 10.0%-20.0% upfront 77.5% - 78.7% 77.5% - 109% 55
Individual 45.5% annual, Flat 0 Fees 0 Ins None 10.0%-15.0% upfront 65.2% - 66.6% 76.1% - 78.1% 58
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins None 10.0%-15.0% upfront 48.8% - 50.2% 50.2% - 59.4% 58
Pecuária (Criação de frangos de corte) 24.0% annual, Flat 0 Fees 0 Ins None N/A 26% - 39.8% 26% - 39.8% 77

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture/Elevage Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 11.9% - 88.5% 14.6% - 104.9% 50
Commerce Loan 48.00%-60.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 86.5% - 105.7% 101.9% - 123.8% 42
Construction Maison / Rehabilitation Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 86.2% - 102.2% 101.5% - 119.5% 22
Credit Divers 36.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 48.6% - 102.4% 53.6% - 102.4% 46
Transport Loan 24.00%-36.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 84.1% - 89.1% 98.9% - 105.6% 23

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Especial 52.0% annual, Flat 0 Fees 0 Ins Ins None 15.0%-30.0% upfront 70.6% - 79.8% 89.3% - 126.5% 46
Grupo Comunitario 52.0% annual, Flat 0 Fees 0 Ins Ins None 10.0%-20.0% upfront 77.5% - 78.7% 77.5% - 109% 55
Individual 45.5% annual, Flat 0 Fees 0 Ins Ins None 10.0%-15.0% upfront 65.2% - 66.6% 76.1% - 78.1% 58
Tsembeka 32.5% annual, Flat 0 Fees 0 Ins Ins None 10.0%-15.0% upfront 48.8% - 50.2% 50.2% - 59.4% 58
Pecuária (Criação de frangos de corte) 24.0% annual, Flat 0 Fees 0 Ins Ins None N/A 26% - 39.8% 26% - 39.8% 77
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyBusinessHousingMultipleLoan PurposeInkingiInstitutionRW-008-V01-P01RW-008-V01-P02RW-008-V01-P03RW-008-V01-P04RW-008-V01-P05ProductRWCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 30010010Number of Borrowers
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeAfricaWorksInstitutionMZ-001-V02-P01MZ-001-V02-P02MZ-001-V02-P03MZ-001-V02-P05MZ-001-V02-P06ProductMZCountry2013YearRange Number2Institution Data Version020,00040,00060,00080,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 1,20090060030030Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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