Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2004 |
Head of Institution | Bernadette Mukamisha |
Regions active | Bugesera, Gasabo, Gisagara, Huye, KamonyiKayonza, Kicukiro, Kirehe, Muhanga, Nyanza, Nyarugenge |
# Branches | 19 |
Total Portfolio (nat'l) | RWF 1,659,754,210 |
Total Portfolio (USD) | USD 2,593,365.95 |
Active clients with loans | 2,648 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMIR |
Funders | BNR, AMIR, AQUADEV |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1979 |
Head of Institution | PANCRASIO D. AJERO |
Regions active | |
# Branches | 5 |
Total Portfolio (nat'l) | PhP 43,039,358 |
Total Portfolio (USD) | USD 1,029,649.71 |
Active clients with loans | 5,290 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microenterprise Access to Banking Services (MABS), Mindanao Microfinance Council (MMC), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks |
Funders | Bank of the Philippine Islands (BPI), Landbank of the Philippines (LBP), People's Credit and Finance Corporation (PCFC) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | RWF 50,000 - 7,500,000 | 1 - 12 | 20% - 40% | 20% - 40% | Business | Women, Men | Tech Asst Visits, Business Training, Other Training, Epargne-credit | |||||||
Commerce Loan | RWF 1,000,000 - 7,500,000 | 1 - 12 | 0% - 20% | 60% - 80% | Business, Consumer, Other | Women, Men | ||||||||
Construction Maison / Rehabilitation Loan | RWF 50,000 - 7,500,000 | 1 - 12 | 0% - 20% | 20% - 40% | Housing | Women, Men | ||||||||
Credit Divers | RWF 10,000 - 7,500,000 | 1 - 12 | 0% - 20% | 40% - 60% | Any Purpose | Women, Men | ||||||||
Transport Loan | RWF 50,000 - 7,500,000 | 3 - 12 | 0% - 20% | 20% - 40% | Business, Housing | Women, Men |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | PHP 2,000 - 50,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group, 2 years resident in area, Must pass Means Test | Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
SIPAG (Sinugdanan sa Paglambo) Loan | PHP 5,000 - 150,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Has 2 valid IDs, Barangay Clearance, DTI , 2 years resident in area | Credit Ins, Tech Asst Visits, Business Training, Seminar on Livelihoods |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 11.9% - 88.5% | 14.6% - 104.9% | 50 | ||||||||
Commerce Loan | 48.00%-60.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 86.5% - 105.7% | 101.9% - 123.8% | 42 | ||||||||
Construction Maison / Rehabilitation Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 86.2% - 102.2% | 101.5% - 119.5% | 22 | ||||||||
Credit Divers | 36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 48.6% - 102.4% | 53.6% - 102.4% | 46 | ||||||||
Transport Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 84.1% - 89.1% | 98.9% - 105.6% | 23 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | 30.0% annual, Flat | 1 Fee | 1 Ins | 1.00% loan amt | 50.00 ongoing | 82.9% - 83% | 93.2% - 165.2% | 26 | ||||||||
SIPAG (Sinugdanan sa Paglambo) Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | None | 5.0% upfront 0.02% ongoing | 78.1% - 78.2% | 97% - 113% | 29 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture/Elevage Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 11.9% - 88.5% | 14.6% - 104.9% | 50 | ||||||||
Commerce Loan | 48.00%-60.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 86.5% - 105.7% | 101.9% - 123.8% | 42 | ||||||||
Construction Maison / Rehabilitation Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 86.2% - 102.2% | 101.5% - 119.5% | 22 | ||||||||
Credit Divers | 36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 48.6% - 102.4% | 53.6% - 102.4% | 46 | ||||||||
Transport Loan | 24.00%-36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 84.1% - 89.1% | 98.9% - 105.6% | 23 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PMPK-GRASA Program | 30.0% annual, Flat | 1 Fee | 1 Ins Ins | 1.00% loan amt | 50.00 ongoing | 82.9% - 83% | 93.2% - 165.2% | 26 | ||||||||
SIPAG (Sinugdanan sa Paglambo) Loan | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.0% upfront 0.02% ongoing | 78.1% - 78.2% | 97% - 113% | 29 |
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