2. RML
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Juhudi Kilimo
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Rwanda Microfinance Limited Head OfficeKigaliPO Box 6839
Data approved: 2012-08-10
Data version: 2
Age of data: 148 months
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Institution

Juhudi Kilimo Limited Liability Company NairobiKenyaPO Box 25363
Data approved: 2012-03-12
Data version: 2
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.microafricagroup.com/
Year established2004
Head of InstitutionBernard Kivava
Regions activeMuhanga, Musanze, Nyarugenge
# Branches4

Total Portfolio (nat'l)RWF 2,223,220,010
Total Portfolio (USD)USD 3,473,781.27
Active clients with loans4,960
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAMIR
FundersMicro Africa Ltd, Ezra Bunyenyezi

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addresshttp://www.juhudikilimo.com/
Year established2009
Head of InstitutionNat Robinson
Regions active0
# Branches8

Total Portfolio (nat'l)KES 167,073,524
Total Portfolio (USD)USD 2,017,796.18
Active clients with loans4,795
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMFI, SPTF
FundersAcumen Fund, Grameen Foundation, Kiva

Loan Products » Summary

Group
3,231 Borrowers
USD 776,788 Portfolio
Active Product
Salary
957 Borrowers
USD 835,114.53 Portfolio
Active Product
SME
772 Borrowers
USD 1,862,441.23 Portfolio
Active Product

Loan Products » Summary

Asset
2,100 Borrowers
USD 289,855.07 Portfolio
Active Product
Dairy Cow
5,100 Borrowers
USD 707,729.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan RWF 30,000 - 1,000,000 6 - 12 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Salary Loan RWF 100,000 - 5,000,000 6 - 12 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins
SME Loan RWF 1,000,000 - 15,000,000 6 - 24 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Finance Loan KES 10,000 - 30,000 6 - 24 40% - 60% 0% - 20% Business Women, Men, Have business, Have home or land, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage
Asset Financing Dairy Cow Loan KES 30,000 - 300,000 12 - 24 40% - 60% 0% - 20% Business, Can be used to improve the structure used to house Women, Men, Have business, Have home or land, Must be a dairy farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Optional low-cost life insurance through CIC at Kshs 3,290 for a year coverage

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Decl Bal 1 Fee 1 Ins None 10.00% upfront 59% - 62.4% 72.5% - 78.4% 63
Salary Loan 48.00%-60.00% annual, Decl Bal 2 Fees 1 Ins None N/A 52.7% - 67.3% 55.3% - 71.4% 75
SME Loan 48.00%-60.00% annual, Decl Bal 1 Fee 1 Ins None 0.00%-20.00% upfront 56.2% - 66.3% 88.3% - 101.3% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins None 15.0% upfront 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Decl Bal 1 Fee 1 Ins Ins None 10.00% upfront 59% - 62.4% 72.5% - 78.4% 63
Salary Loan 48.00%-60.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 52.7% - 67.3% 55.3% - 71.4% 75
SME Loan 48.00%-60.00% annual, Decl Bal 1 Fee 1 Ins Ins None 0.00%-20.00% upfront 56.2% - 66.3% 88.3% - 101.3% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Finance Loan 16.0%-18.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 0% 0% N/A
Asset Financing Dairy Cow Loan 16.0%-18.0% annual, Flat 1 Fee 2 Ins Ins None 15.0% upfront 0% 0% N/A
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeRMLInstitutionRW-009-V02-P01RW-009-V02-P02RW-009-V02-P03ProductRWCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%60%80%100%Full APR (int fee ins tax dep)> 1,6001,20080040040Number of Borrowers
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