2. Wisigara
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. RAFODE
Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union des CLECAM Wisigara RUBAVUGISENYIGISENYI, WESTHERN588 GISENYI
Data approved: 2011-09-16
Data version: 1
Age of data: -   months 
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Institution

Rural Agency for Development P.O. Box 28Kisumu, Nyanza
Data approved: 2013-06-20
Data version: 2
Age of data: 146 months
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Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionIldephonse Ndaturaniwe
Regions active0
# Branches13

Total Portfolio (nat'l)RWF 425,781,447
Total Portfolio (USD)USD 721,663.47
Active clients with loans1,912
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.rafode.org/
Year established2005
Head of InstitutionAntony Mayodi
Regions activeNyanza, Rift Valley, Western
# Branches2

Total Portfolio (nat'l)KES 31,000,000
Total Portfolio (USD)USD 374,396.14
Active clients with loans3,120
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

Agriculture Loan
1,529 Borrowers
USD 442,161 Portfolio
Active Product
Commerce Loan
53 Borrowers
USD 151,086 Portfolio
Active Product
Others Loan
330 Borrowers
USD 128,416 Portfolio
Active Product

Loan Products » Summary

Business
2,912 Borrowers
USD 356,288.93 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 12 0% - 20% 0% - 20%
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan KES 3,000 - 78,000 6 - 18 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Home-based care training, HIV/AIDS counseling

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins 0% - 32.8% 45.9% - 46.9%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0%-36.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 200.00 ongoing 38.7% - 125% 110% - 232.9% 11

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 32.8% 45.9% - 46.9%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 18.0%-36.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 200.00 ongoing 38.7% - 125% 110% - 232.9% 11
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeAnyBusinessLoan PurposeWisigaraInstitutionRW-010-V01-P01RW-010-V01-P02RW-010-V01-P03ProductRWCountry2011YearRange Number1Institution Data Version0500,0001,000,0001,500,0002,000,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 70030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeRAFODEInstitutionKE-023-V02-P01ProductKECountry2013YearRange Number2Institution Data Version010,00020,00030,00040,00050,00060,000Loan Size (all)0%50%100%150%200%250%Full APR (int fee ins tax dep)> 2,0001,5001,00050050Number of Borrowers
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