| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Ildephonse Ndaturaniwe |
| Regions active | 0 |
| # Branches | 13 |
| Total Portfolio (nat'l) | RWF 425,781,447 |
| Total Portfolio (USD) | USD 721,663.47 |
| Active clients with loans | 1,912 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMIR |
| Funders | Terrafina, Banque Rwandaise Developpement |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | RWF 20,000 - 1,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | ||||||||||
| Commerce Loan | RWF 20,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | ||||||||||
| Others Loan | RWF 100,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 1.50%-2.00% annual, Decl Bal | 1 Fee | 0 Ins | 19.5% - 29% | 25.6% - 42.7% | |||||||||||
| Commerce Loan | 24.00% annual, Decl Bal | 1 Fee | 0 Ins | 0% - 28.9% | 34.9% - 41.8% | |||||||||||
| Others Loan | 30.00% annual, Decl Bal | 1 Fee | 0 Ins | 0% - 32.8% | 45.9% - 46.9% |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 126 |
| AKIBA | 26,900 | 36,852,000 | 4 | 140 |
| BELITA | 5,800 | 492,000 | 1 | 140 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 140 |
| F & K Finance | 0 | 38,000 | 1 | 162 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 122 |
| FMFC | 1,500 | 392,000 | 6 | 140 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 140 |
| Mbinga | 1,000 | 2,986,000 | 3 | 140 |
| MCBL | 3,600 | 2,837,000 | 6 | 140 |
| MDF Tanzania | 600 | 148,000 | 1 | 140 |
| NMB | 45,100 | 74,528,000 | 1 | 140 |
| Opportunity | 8,600 | 3,018,000 | 3 | 140 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 140 |
| PTF | - | N/A | 140 | |
| Selfina | 8,000 | 3,773,000 | 2 | 162 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 140 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 133 |
| Victoria | 100 | 377,000 | 3 | 162 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 162 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
