2. Wisigara
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Gatsby
Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union des CLECAM Wisigara RUBAVUGISENYIGISENYI, WESTHERN588 GISENYI
Data approved: 2011-09-16
Data version: 1
Age of data: -   months 
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Institution

Gatsby Microfinance Ltd Head OfficeKampala, Central RegionPO Box 8752
Data approved: 2012-07-20
Data version: 2
Age of data: 149 months
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Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2003
Head of InstitutionIldephonse Ndaturaniwe
Regions active0
# Branches13

Total Portfolio (nat'l)RWF 425,781,447
Total Portfolio (USD)USD 721,663.47
Active clients with loans1,912
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?No
Website addressN/A
Year established2006
Head of InstitutionEmmanuel Victor Kimbowa
Regions activeCentral, Eastern, Western
# Branches0

Total Portfolio (nat'l)UGX 6,100,589,732
Total Portfolio (USD)USD 2,440,235.89
Active clients with loans1,346
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAMFIU
FundersGatsby Charitable Foundation

Loan Products » Summary

Agriculture Loan
1,529 Borrowers
USD 442,161 Portfolio
Active Product
Commerce Loan
53 Borrowers
USD 151,086 Portfolio
Active Product
Others Loan
330 Borrowers
USD 128,416 Portfolio
Active Product

Loan Products » Summary

General
736 Borrowers
USD 1,192,766 Portfolio
Active Product
Myc4
610 Borrowers
USD 1,247,470 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 12 0% - 20% 0% - 20%
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gatsby Microfinance General Loan UGX 1,000,000 - 30,000,000 6 - 24 40% - 60% 40% - 60% Business Women, Men, Have business, The type of business must be in line with the company mission Tech Asst Visits
Myc4 Loan UGX 1,000,000 - 30,000,000 6 - 24 20% - 40% 60% - 80% Business Women, Men, Have business Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins 0% - 32.8% 45.9% - 46.9%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 1.50%-2.00% annual, Decl Bal 1 Fee 0 Ins Ins 19.5% - 29% 25.6% - 42.7%
Commerce Loan 24.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 28.9% 34.9% - 41.8%
Others Loan 30.00% annual, Decl Bal 1 Fee 0 Ins Ins 0% - 32.8% 45.9% - 46.9%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gatsby Microfinance General Loan 30.00% annual, Flat 2 Fees 1 Ins Ins None 10.00% upfront 53.1% - 54.9% 65.3% - 69.3% 45
Myc4 Loan 25.00%-36.00% annual, Decl Bal 2 Fees 1 Ins Ins None 10.00% upfront 40.3% - 52.3% 50.9% - 65.8% 42
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeAnyBusinessLoan PurposeWisigaraInstitutionRW-010-V01-P01RW-010-V01-P02RW-010-V01-P03ProductRWCountry2011YearRange Number1Institution Data Version0500,0001,000,0001,500,0002,000,000Loan Size (all)0%10%20%30%40%50%Full APR (int fee ins tax dep)> 70030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeBusinessLoan PurposeGatsbyInstitutionUG-008-V02-P01UG-008-V02-P02ProductUGCountry2012YearRange Number2Institution Data Version05,000,00010,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 100506Number of Borrowers
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