Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | n/a |
Year established | 2003 |
Head of Institution | Florent Majyambere |
Regions active | Burera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu |
# Branches | 11 |
Total Portfolio (nat'l) | RWF 579,013,264 |
Total Portfolio (USD) | USD 904,708.23 |
Active clients with loans | 2,177 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMIR |
Funders | Terrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.svcl.in/ |
Year established | 2010 |
Head of Institution | Rakesh Dubey |
Regions active | Madhya Pradesh, Rajasthan, Uttar Pradesh |
# Branches | 44 |
Total Portfolio (nat'l) | INR 1,000,987,853 |
Total Portfolio (USD) | USD 18,886,563.26 |
Active clients with loans | 118,217 |
Approximate % female clients | 100% |
Approximate % urban clients | 40% - 60% |
Network affiliations | SADHAN, MFIN |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 20,000 - 1,000,000 | 3 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men | Credit Educ, Business Training, Other Training | |||||||
Commerce Loan | RWF 20,000 - 2,000,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Business Training, Other Training | |||||||
Others Loan | RWF 100,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Business Training, Education Finance |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | INR 8,000 - 14,000 | 10.7 | 100% | 40% - 60% | Business | Women, Have business, Specific age group, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 19.7% - 29.3% | 29.9% - 42.4% | 63 | ||||||||
Commerce Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.8% - 78.1% | 40.8% - 110.7% | 39 | ||||||||
Others Loan | 24.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.3% - 78.1% | 42.5% - 110.7% | 35 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 29.9% | 32.2% | 34.4% - 35.1% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 30.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 32.2% | 34.4% - 35.1% | 86 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 19.7% - 29.3% | 29.9% - 42.4% | 63 | ||||||||
Commerce Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 27.8% - 78.1% | 40.8% - 110.7% | 39 | ||||||||
Others Loan | 24.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 27.3% - 78.1% | 42.5% - 110.7% | 35 |
Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 29.9% | 32.2% | 34.4% - 35.1% | Yes | Yes | Yes | 100 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Income Generation Loan | 30.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 32.2% | 34.4% - 35.1% | 86 |
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