2. UCU
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ASA-Ghana
Please note that the information you are viewing is 142 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

UNION OF SAVINGS AND CREDIT COOPERATIVES (UCU) KIGALINYARUGENGENYAMIRAMBO, RWANDA2998 KIGALI
Data approved: 2011-10-26
Data version: 1
Age of data: -   months 
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Institution

ASA-Ghana Head OfficeKaneshieAccra, Greater AccraP.O. Box MP 1834, Mamprobi
Data approved: 2013-03-09
Data version: 2
Age of data: 142 months
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Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addressN/A
Year established2005
Head of InstitutionNDAHAYO JULES THEONESTE
Regions active0
# Branches0

Total Portfolio (nat'l)RWF 576,723,471
Total Portfolio (USD)USD 977,497.41
Active clients with loans1,031
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAssociation of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN)
FundersLes membres qui lib?rent les parts sociales, ONG Trocaire

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asa-international.com/
Year established2007
Head of InstitutionMD. Aourongjeb
Regions activeGreater Accra Region, Central Region, Western Region, Ashanti Region
# Branches54

Total Portfolio (nat'l)GHS 36,218,600
Total Portfolio (USD)USD 18,962,617.80
Active clients with loans71,633
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN
FundersCatalyst Microfinance Industries, ASA International

Loan Products » Summary

After purpose saving loan
52 Borrowers
USD 49 Portfolio
Active Product
Decouvert (2 weeks)
52 Borrowers
USD 48,875 Portfolio
Active Product
Decouvert (One Month) Loan
52 Borrowers
USD 48,875 Portfolio
Active Product
Microloan
46 Borrowers
USD 439,874 Portfolio
Active Product

Loan Products » Summary

Business
1,556 Borrowers
USD 858,028 Portfolio
Active Product
Small Loan
70,077 Borrowers
USD 18,104,590 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
After purpose saving loan RWF 2,000,000 - 5,000,000 12 - 24 20% - 40% 0% - 20%
Decouvert (2 weeks) RWF 500,000 - 1,500,000 0.5 0% - 20% 20% - 40%
Decouvert (One Month) Loan RWF 500,000 - 1,500,000 1 0% - 20% 20% - 40%
Microloan 0 0 20% - 40% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 80% - 100% 60% - 80% Business Women, Have business, Must have a business plan Credit Educ, Group Mtgs, Credit Ins
Small Loan GHS 300 - 1,000 6 - 12 80% - 100% 80% - 100% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
After purpose saving loan 24.00% annual, Decl Bal 1 Fee 1 Ins Ins N/A 23.9% - 24.1% 25.9% - 27.3%
Decouvert (2 weeks) 130.00% annual, Flat 0 Fees 0 Ins Ins N/A 130.4% 130.4%
Decouvert (One Month) Loan 96.00% annual, Flat 0 Fees 0 Ins Ins N/A 94.1% - 97.4% 94.1% - 97.4%
Microloan 0.00% annual, 0 0 Fees 0 Ins Ins 23.9% - 24.3% 36.9% - 42.1%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 60.5% - 69.3% 73.9% - 85% 46
Small Loan 36.00% annual, Flat 1 Fee 1 Ins Ins None 10.00% upfront 64.2% - 68.7% 81.5% - 87.5% 42
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Loan Portfolio (USD)
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