| Institution Type | Cooperative |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | NDAHAYO JULES THEONESTE |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | RWF 576,723,471 |
| Total Portfolio (USD) | USD 977,497.41 |
| Active clients with loans | 1,031 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Association of Microfinance Institutions in Rwanda (AMIR), Microfinance African Institutions Network (MAIN) |
| Funders | Les membres qui lib?rent les parts sociales, ONG Trocaire |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.asaindia.in |
| Year established | 2008 |
| Head of Institution | Md Tajul Islam |
| Regions active | Assam, Bihar, Tripura, West Bengal |
| # Branches | 162 |
| Total Portfolio (nat'l) | INR 815,142,477 |
| Total Portfolio (USD) | USD 15,380,046.74 |
| Active clients with loans | 164,004 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | RWF 2,000,000 - 5,000,000 | 12 - 24 | 20% - 40% | 0% - 20% | ||||||||||
| Decouvert (2 weeks) | RWF 500,000 - 1,500,000 | 0.5 | 0% - 20% | 20% - 40% | ||||||||||
| Decouvert (One Month) Loan | RWF 500,000 - 1,500,000 | 1 | 0% - 20% | 20% - 40% | ||||||||||
| Microloan | 0 | 0 | 20% - 40% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primary cum Secondary Loan | INR 5,000 - 15,000 | 12 - 24 | 100% | 0% - 20% | Business, Agriculture | Women, Low HH Inc, Med HH Inc | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins | 23.9% - 24.3% | 36.9% - 42.1% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primary cum Secondary Loan | 25.9% | 27.9% | 29.1% | Yes | Yes | Yes | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primary cum Secondary Loan | 25.3%-26.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 27.9% | 29.1% | 87 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| After purpose saving loan | 24.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | N/A | 23.9% - 24.1% | 25.9% - 27.3% | ||||||||||
| Decouvert (2 weeks) | 130.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 130.4% | 130.4% | ||||||||||
| Decouvert (One Month) Loan | 96.00% annual, Flat | 0 Fees | 0 Ins Ins | N/A | 94.1% - 97.4% | 94.1% - 97.4% | ||||||||||
| Microloan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 23.9% - 24.3% | 36.9% - 42.1% |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primary cum Secondary Loan | 25.9% | 27.9% | 29.1% | Yes | Yes | Yes | 98 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Primary cum Secondary Loan | 25.3%-26.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 12.36% fees | N/A | 27.9% | 29.1% | 87 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
