Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.uob.rw/ |
Year established | 1997 |
Head of Institution | Tineyi Emmanuel Mawocha |
Regions active | Bugesera, Burera, Gakenke, Gasabo, Gatsibo, Gicumbi, Gisagara, Huye, Kamonyi, KarongiKayonza, Kicukiro, Kirehe, Muhanga, Musanze, Ngoma, Ngororero, Nyabihu, Nyagatare, NyamagabeNyamasheke, Nyanza, Nyarugenge, Nyaruguru, Rubavu, Ruhango, Rulindo, Rusizi, Rutsiro, Rwamagana |
# Branches | 36 |
Total Portfolio (nat'l) | RWF 9,442,026,780 |
Total Portfolio (USD) | USD 14,753,166.84 |
Active clients with loans | 38,207 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 60% - 80% |
Network affiliations | Opportunity International, Hope International, World Relief |
Funders | MasterCard Foundation, Gates Foundation, Credit Suisse, European Union |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | RWF 250,000 - 3,000,000 | 6 - 12 | 60% - 80% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Community Banking | RWF 30,000 - 1,500,000 | 4 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Individual/Business Loan | RWF 250,000 - 60,000,000 | 8 - 60 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men | Business Training | |||||||
New Solidarity Group | RWF 250,000 - 6,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business, Consumer, Other | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Business Training | |||||||
Micro Consumer Loans | RWF 50,000 - 5,000,000 | 3 - 36 | 20% - 40% | 20% - 40% | Consumer, Education, Other | Women, Men, Salaried worker |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Advanced Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront | 43.4% - 50.1% | 53% - 60.9% | 42 | ||||||||
Community Banking | 24.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 10.0% upfront | 47.4% - 54.7% | 59.1% - 67.8% | 37 | ||||||||
Micro Individual/Business Loan | 10.0%-20.0% annual, Decl Bal | 1 Fee | 1 Ins | 18.00% fees | N/A | 21.3% - 22.9% | 22.1% - 24.5% | 43 | ||||||||
New Solidarity Group | 18.0% annual, Flat | 1 Fee | 1 Ins | 18.00% fees | 15.0% upfront | 44.2% | 60.6% | 30 | ||||||||
Micro Consumer Loans | 18.0%-20.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 22.1% - 25.9% | 22.1% - 25.9% | 75 |
Outstanding portfolio (TZS) | TZS 34,375,000 |
Portfolio (USD) | USD 21,619.50 |
Active Clients with Loans | 30 |
Approximate % Female Clients | 0 |
Approximate % Urban Clients | 0 |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 3 |
# Regions for this product | N/A |
Regions Active |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |