| Outstanding portfolio (RWF) | RWF 2,810,321,359 |
| Portfolio (USD) | USD 4,763,256.54 |
| Active Clients with Loans | 31,280 |
| Approximate % Female Clients | 80% - 100% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Credit education | x |
| Group meetings | x |
| Credit insurance | |
| Workplace visits | |
| Business training | x |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| Currency | RWF |
| Minimum loan size | RWF 30,000 |
| Maximum loan size | 1,200,000 |
| Shortest loan term | 4.0 months |
| Longest loan term | 4.0 months |
| Approx average | 4.0 months |
| Loans 3 months or less | N/A |
| Between 4 and 6 months | N/A |
| Between 7 and 9 months | N/A |
| Between 10 and 12 months | N/A |
| Between 13 and 18 months | N/A |
| Longer than 18 months | N/A |
| Grace period usage | 100% |
| Average grace period | 0.2 months |
| Daily | |
| Weekly | x |
| Every 2 weeks | |
| Every 4 weeks | |
| Monthly | |
| Every 2 months | |
| Quarterly | |
| Every 6 months | |
| Every 12 months | |
| Single end payment | |
| Irregular payments |
| Lowest quoted nominal interest | 2.50% |
| Highest quoted nominal interest | 3.00% |
| Interest rate period | Monthly |
| Interest Rate Calculation Method | Flat |
| Subsidized by funder request? | N/A |
| Is rate fixed for entire loan term | Yes |
| Ins 1 | |
|---|---|
| Description | Credit Life Insurance Premium of 1% per annum VAT inclusive |
| % of loan amount - min | 1.00% |
| % of loan amount - max | 1.00% |
| OR, Fixed amount - min | 0 |
| Fixed amount - max | 0 |
| Reason for variation | |
| Appears on Repayment Sched? |
| Required for | All |
| Criteria | N/A |
| Is deposit indicated on the repayment schedule? | |
| Do borrowers control deposit in their group? |
| % loan amount deposited | 10.00% - N/A |
| or, Fixed-amount deposited | 0 - N/A |
| % loan amount deposited | 0 - N/A |
| or, Fixed-amount deposited | 0 - N/A |
| Conditions on access to deposit | End Term |
| Minimum interest rate paid | 5.00% |
| Maximum interest rate paid | 5.00% |
| Interest payment frequency | Monthly |
| Are taxes charged on this product? | No |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 126 |
| AKIBA | 26,900 | 36,852,000 | 4 | 140 |
| BELITA | 5,800 | 492,000 | 1 | 140 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 140 |
| F & K Finance | 0 | 38,000 | 1 | 162 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 122 |
| FMFC | 1,500 | 392,000 | 6 | 140 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 140 |
| Mbinga | 1,000 | 2,986,000 | 3 | 140 |
| MCBL | 3,600 | 2,837,000 | 6 | 140 |
| MDF Tanzania | 600 | 148,000 | 1 | 140 |
| NMB | 45,100 | 74,528,000 | 1 | 140 |
| Opportunity | 8,600 | 3,018,000 | 3 | 140 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 140 |
| PTF | - | N/A | 140 | |
| Selfina | 8,000 | 3,773,000 | 2 | 162 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 140 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 133 |
| Victoria | 100 | 377,000 | 3 | 162 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 162 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
