2. Urwego
  2. PWMACS
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Institution

Urwego Opportunity Bank Avenue de la PaixKigali
Data approved: 2011-09-29
Data version: 1
Age of data: -   months 
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Institution

Payakaraopeta Women's Mutually Aided Co-operative Thrift and Credit Society Sivasurya ApartmentsMain RoadPayakaraopeta, Andhra Pradesh531126
Data approved: 2010-10-25
Data version: 1
Age of data: 175 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.uob.rw/
Year established1997
Head of InstitutionJeffrey J. Lee
Regions active0
# Branches36

Total Portfolio (nat'l)RWF 6,225,428,134
Total Portfolio (USD)USD 10,551,573.11
Active clients with loans32,690
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsOpportunity International, Hope International, World Relief
FundersMasterCard Foundation, Gates Foundation, Credit Suisse, European Union

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established1997
Head of InstitutionP.V. Ravikumar
Regions active
# Branches8

Total Portfolio (nat'l)INR 315,140,153
Total Portfolio (USD)USD 5,946,040.62
Active clients with loans36,543
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

Adv CB
383 Borrowers
USD 377,773.29 Portfolio
Active Product
Community
31,280 Borrowers
USD 4,763,256.54 Portfolio
Active Product
Idv Business
529 Borrowers
USD 1,625,500.81 Portfolio
Active Product
Sol Grp
493 Borrowers
USD 395,211.96 Portfolio
Active Product

Loan Products » Summary

Income
36,543 Borrowers
USD 5,946,044.68 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Advanced Community Banking RWF 250,000 - 1,500,000 4 - 12 80% - 100% 40% - 60% Business, Other Women, Men, Have business Credit Educ, Business Training
Community Banking RWF 30,000 - 1,200,000 4 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Micro Individual/Business Loan RWF 500,000 - 10,000,000 4 - 60 40% - 60% 80% - 100% Business, Consumer Women, Men
New Solidarity Group RWF 250,000 - 5,000,000 4 - 24 60% - 80% 80% - 100% Business, Consumer, Other Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 5,000 - 50,000 12 - 60 80% - 100% 20% - 40% Any Purpose Women Group Mtgs, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 24.0%-30.0% annual, Flat 1 Fee 1 Ins 18.00% loan amt 10.0% upfront 10.00% ongoing 48.6% - 53.4% 62.6% - 70.8% 35
Community Banking 30.0%-36.0% annual, Flat 0 Fees 1 Ins None 10.0% upfront 63.4% - 63.5% 83.1% - 83.5% 36
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 0 Ins 18.00% loan amt N/A 0% - 27.8% 22.2% - 28.6% 69
New Solidarity Group 18.0%-24.0% annual, Flat 1 Fee 0 Ins 18.00% loan amt 15.0% upfront 15.00% ongoing 0% - 54.8% 54.1% - 107.5% 24

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 20.2% - 20.6% 31% - 37.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 19.2% annual, Decl Bal 1 Fee 1 Ins None 20.0% upfront 50.00 ongoing 20.2% - 20.6% 31% - 37.2% 58

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Advanced Community Banking 24.0%-30.0% annual, Flat 1 Fee 1 Ins Ins 18.00% loan amt 10.0% upfront 10.00% ongoing 48.6% - 53.4% 62.6% - 70.8% 35
Community Banking 30.0%-36.0% annual, Flat 0 Fees 1 Ins Ins None 10.0% upfront 63.4% - 63.5% 83.1% - 83.5% 36
Micro Individual/Business Loan 18.0%-24.0% annual, Decl Bal 1 Fee 0 Ins Ins 18.00% loan amt N/A 0% - 27.8% 22.2% - 28.6% 69
New Solidarity Group 18.0%-24.0% annual, Flat 1 Fee 0 Ins Ins 18.00% loan amt 15.0% upfront 15.00% ongoing 0% - 54.8% 54.1% - 107.5% 24

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 20.2% - 20.6% 31% - 37.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 19.2% annual, Decl Bal 1 Fee 1 Ins Ins None 20.0% upfront 50.00 ongoing 20.2% - 20.6% 31% - 37.2% 58
Institution Price Graph
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyLoan PurposePWMACSInstitutionIN-075-V01-P01ProductINCountry2010YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 7,3005,4003,6001,800200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
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Loan Portfolio (USD)
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