Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 148 |
Comicoka | 827 | 758,435 | 4 | 148 |
COOJAD | 511 | 823,215 | 6 | 148 |
COOPEDU | 2,029 | 7,549,835 | 9 | 148 |
Duterimbere | 6,607 | 4,365,044 | 3 | 148 |
Goshen | 2,076 | 3,716,008 | 5 | 166 |
Inkingi | 2,648 | 2,593,366 | 5 | 166 |
RML | 4,960 | 3,473,781 | 3 | 148 |
UCU | 3,391 | 1,603,524 | 4 | 148 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 166 |
Wisigara | 2,177 | 904,708 | 3 | 148 |
Zamuka | 253 | 124,445 | 3 | 148 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 166 |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.demirbank.az |
Year established | 1989 |
Head of Institution | Mr. Roman Amirjanov |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Orta Kur, Daglig-Shirvan |
# Branches | 33 |
Total Portfolio (nat'l) | AZN 312,868,936 |
Total Portfolio (USD) | USD 401,114,020.50 |
Active clients with loans | 101,940 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | AzerCbaijan Banks Assosiation, AMFA, Mix Market |
Funders | EBRD, GAF, BSTDP, FMO |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Loan | AZN 500 - 10,000 | 3 - 36 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Ins | |||||||
Employee loan | AZN 300 - 6,000 | 3 - 36 | 20% - 40% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 29% - 37% | 30.5% - 43.6% | 68 | ||||||||
Employee loan | 28.0%-34.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 33% - 36.1% | 34.8% - 42.7% | 75 |
Key Statistics | |
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# Products | |
# Institutions | |
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# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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