| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 141 |
| Comicoka | 827 | 758,435 | 4 | 141 |
| COOJAD | 511 | 823,215 | 6 | 141 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 141 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 141 |
| Goshen | 2,076 | 3,716,008 | 5 | 159 |
| Inkingi | 2,648 | 2,593,366 | 5 | 159 |
| RML | 4,960 | 3,473,781 | 3 | 141 |
| UCU | 3,391 | 1,603,524 | 4 | 141 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 159 |
| Wisigara | 2,177 | 904,708 | 3 | 141 |
| Zamuka | 253 | 124,445 | 3 | 141 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 159 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.sekamtrustghana.org/ |
| Year established | 2008 |
| Head of Institution | Siegfried Kofi Gbadago |
| Regions active | Greater Accra Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 271,000 |
| Total Portfolio (USD) | USD 137,563.45 |
| Active clients with loans | 621 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GCSCA, ASSFIN |
| Funders | Intent Foundation |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 500 - 3,000 | 2 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business, Usually must have run a business for at least 3 years | Credit Ins | |||||||
| Group Loan | GHS 200 - 500 | 3 - 6 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Men, Have business | Book keeping training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 60.00%-120.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 124.5% - 151.3% | 230.8% - 268.3% | 23 | ||||||||
| Group Loan | 60.00%-96.00% annual, Flat | 2 Fees | 1 Ins | None | 20.00% upfront | 174% - 180% | 248.8% - 257.7% | 23 |
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