| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 143 |
| Comicoka | 827 | 758,435 | 4 | 143 |
| COOJAD | 511 | 823,215 | 6 | 143 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 143 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 143 |
| Goshen | 2,076 | 3,716,008 | 5 | 160 |
| Inkingi | 2,648 | 2,593,366 | 5 | 160 |
| RML | 4,960 | 3,473,781 | 3 | 143 |
| UCU | 3,391 | 1,603,524 | 4 | 143 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 160 |
| Wisigara | 2,177 | 904,708 | 3 | 143 |
| Zamuka | 253 | 124,445 | 3 | 143 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 160 |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.mpowermicro.com/ |
| Year established | 2009 |
| Head of Institution | Mr K M Vishawanathan |
| Regions active | Gujarat |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 119,954,038 |
| Total Portfolio (USD) | USD 2,263,283.74 |
| Active clients with loans | 13,665 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | MFIN, CARE |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | INR 12,000 - 15,000 | 12 | 100% | 40% - 60% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins | |||||||
| Hariyali Cattle Loan | INR 15,000 - 15,000 | 12 | 100% | 0% | Business | Women, Low HH Inc, Med HH Inc | Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27% | 29.2% | 32.2% | Yes | Yes | Yes | 100 | |||||||
| Hariyali Cattle Loan | 27% - 27.1% | 29.2% - 29.3% | 32.2% - 32.4% | Yes | Yes | Yes | 100 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Samruddhi Business Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% | 32.2% | 84 | ||||||||
| Hariyali Cattle Loan | 27.0% annual, Decl Bal | 1 Fee | 1 Ins | 12.36% fees | N/A | 29.2% - 29.3% | 32.2% - 32.4% | 83 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
