| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 148 |
| Comicoka | 827 | 758,435 | 4 | 148 |
| COOJAD | 511 | 823,215 | 6 | 148 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 148 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 148 |
| Goshen | 2,076 | 3,716,008 | 5 | 166 |
| Inkingi | 2,648 | 2,593,366 | 5 | 166 |
| RML | 4,960 | 3,473,781 | 3 | 148 |
| UCU | 3,391 | 1,603,524 | 4 | 148 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 166 |
| Wisigara | 2,177 | 904,708 | 3 | 148 |
| Zamuka | 253 | 124,445 | 3 | 148 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 166 |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | http://www.nbsmw.com/ |
| Year established | 2004 |
| Head of Institution | John S Biziwick |
| Regions active | Lilongwe, Rumphi, Blantyre, Mulanje |
| # Branches | 3 |
| Total Portfolio (nat'l) | MWK 380,000,000 |
| Total Portfolio (USD) | USD 974,358.97 |
| Active clients with loans | 1,000 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ordinary SME Loan | MWK 200,000 - 1,500,000 | 1 - 24 | 0% - 20% | 20% - 40% | Business, Can be used for ANY business use | Women, Men, Have business, Specific age group, Fixed business or residential place, Produce business records or bank statements | Credit Educ, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Ordinary SME Loan | 24.00%-36.00% annual, Decl Bal | 1 Fee | 0 | None | N/A | 37.9% - 38.3% | 37.9% - 38.3% | 63 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
