Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACB-SA | 4,335 | 1,476,288 | 6 | 144 |
Comicoka | 827 | 758,435 | 4 | 144 |
COOJAD | 511 | 823,215 | 6 | 144 |
COOPEDU | 2,029 | 7,549,835 | 9 | 144 |
Duterimbere | 6,607 | 4,365,044 | 3 | 144 |
Goshen | 2,076 | 3,716,008 | 5 | 162 |
Inkingi | 2,648 | 2,593,366 | 5 | 162 |
RML | 4,960 | 3,473,781 | 3 | 144 |
UCU | 3,391 | 1,603,524 | 4 | 144 |
Urwego | 37,900 | 14,755,000 | 6 | |
Vision Finance | 14,226 | 3,474,646 | 6 | 162 |
Wisigara | 2,177 | 904,708 | 3 | 144 |
Zamuka | 253 | 124,445 | 3 | 144 |
Zigama CSS | 53,806 | 59,670,753 | 2 | 162 |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.ashi.org.ph/ |
Year established | 1991 |
Head of Institution | Mila Mercado-Bunker |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | PhP 238,006,978 |
Total Portfolio (USD) | USD 5,693,946.84 |
Active clients with loans | 31,322 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Social Performance Taskforce, Social Performance Network, Grameen Global Network |
Funders | TRIAS, PCFC, Peace & Equity Foundation, KIVA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Center Loan | PHP 1,000 - 50,000 | 6 - 24 | 80% - 100% | 20% - 40% | Other, Payment of past due of willful member | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Educational Loan | PHP 3,000 - 20,000 | 6 - 24 | 80% - 100% | 20% - 40% | Education | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
General Loan | PHP 3,000 - 50,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance | |||||||
Group Fund Loan | PHP 700 - 49,000 | 2 - 6 | 80% - 100% | 20% - 40% | Other | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
House Repair Loan | PHP 3,000 - 20,000 | 6 - 24 | 80% - 100% | 20% - 40% | Housing | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Recovery Loan | PHP 3,000 - 3,000 | 6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Center Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 33.1% - 44.3% | 33.1% - 44.3% | 65 | ||||||||
Educational Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 47.3% - 48.4% | 47.3% - 48.4% | 52 | ||||||||
General Loan | 25.0% annual, Flat | 1 Fee | 2 Ins | None | 5.00 upfront 5.00 ongoing | 70.1% | 72.1% - 106.2% | 31 | ||||||||
Group Fund Loan | 0.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 17.3% - 19.8% | 17.3% - 40.9% | 0 | ||||||||
House Repair Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 47.3% - 47.6% | 47.3% - 47.6% | 53 | ||||||||
Recovery Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | None | 47.3% - 48.4% | 47.3% - 48.4% | 52 |
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