| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACB-SA | 4,335 | 1,476,288 | 6 | 144 |
| Comicoka | 827 | 758,435 | 4 | 144 |
| COOJAD | 511 | 823,215 | 6 | 144 |
| COOPEDU | 2,029 | 7,549,835 | 9 | 144 |
| Duterimbere | 6,607 | 4,365,044 | 3 | 144 |
| Goshen | 2,076 | 3,716,008 | 5 | 162 |
| Inkingi | 2,648 | 2,593,366 | 5 | 162 |
| RML | 4,960 | 3,473,781 | 3 | 144 |
| UCU | 3,391 | 1,603,524 | 4 | 144 |
| Urwego | 37,900 | 14,755,000 | 6 | |
| Vision Finance | 14,226 | 3,474,646 | 6 | 162 |
| Wisigara | 2,177 | 904,708 | 3 | 144 |
| Zamuka | 253 | 124,445 | 3 | 144 |
| Zigama CSS | 53,806 | 59,670,753 | 2 | 162 |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.bangkokabayan.com/ |
| Year established | 1960 |
| Head of Institution | Teresa M. Ganzon |
| Regions active | |
| # Branches | 16 |
| Total Portfolio (nat'l) | PhP 102,860,081 |
| Total Portfolio (USD) | USD 2,460,767.49 |
| Active clients with loans | 8,941 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | PHP 5,000 - 150,000 | 2 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
| Kapitan Loan | PHP 2,000 - 60,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
| Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
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