| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2010 |
| Head of Institution | Thaddeo W. Mashera |
| Regions active | 0 |
| # Branches | 5 |
| Total Portfolio (nat'l) | TZS 1,622,843,381 |
| Total Portfolio (USD) | USD 1,081,895.59 |
| Active clients with loans | 6,381 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | TAMFI |
| Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | ||||||||||
| Jijenge Loan | TZS 300,000 - 5,000,000 | 6 - 24 | 60% - 80% | 40% - 60% | ||||||||||
| Mkulima Loan | TZS 300,000 - 3,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | ||||||||||
| Personal Loan | 0 | 0 | 40% - 60% | 40% - 60% | ||||||||||
| SME Loan | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
| Ushirika | TZS 500,000 - 5,000,000 | 6 - 24 | 40% - 60% | 20% - 40% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
| Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
| Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
| Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
| SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | #N/A | #N/A | |||||||||||
| Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 176 |
| ANED | 5,400 | 6,579,000 | 3 | 134 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 134 |
| BancoSol | 215,300 | 861,418,000 | 30 | 134 |
| CIDRE | 8,500 | 126,578,000 | 8 | 134 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 176 |
| CRECER | 166,900 | 134,626,000 | 13 | 134 |
| Diaconia | 67,000 | 85,734,000 | 2 | 134 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 134 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 176 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 134 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 134 |
| FONDECO | 14,200 | 24,274,000 | 3 | 134 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 134 |
| FUBODE | 29,400 | 24,444,000 | 7 | 134 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 134 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 134 |
| IMPRO | 2,400 | 2,885,000 | 4 | 134 |
| ProCredit | 84,300 | 257,487,000 | 8 | 176 |
| PRODEM | 44,900 | 62,529,000 | 4 | 134 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 134 |
| Sartawi | 14,600 | 26,842,000 | 8 | 134 |
| Key Statistics | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
