Institution Type | Private 'For-Profit' |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2010 |
Head of Institution | Thaddeo W. Mashera |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 1,622,843,381 |
Total Portfolio (USD) | USD 1,081,895.59 |
Active clients with loans | 6,381 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | TAMFI |
Funders | Gatsby Charity Fund, Tanzania Gatsby Trust |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | n/a |
Year established | 2008 |
Head of Institution | Amadu Montia |
Regions active | Northern Region |
# Branches | 2 |
Total Portfolio (nat'l) | GHS 1,905,561.29 |
Total Portfolio (USD) | USD 967,289.99 |
Active clients with loans | 5,143 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 80% - 100% |
Network affiliations | GHAMFIN, GCSCA |
Funders | MiDA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | TZS 50,000 - 2,000,000 | 3 - 12 | 60% - 80% | 20% - 40% | ||||||||||
Jijenge Loan | TZS 300,000 - 5,000,000 | 6 - 24 | 60% - 80% | 40% - 60% | ||||||||||
Mkulima Loan | TZS 300,000 - 3,000,000 | 3 - 12 | 60% - 80% | 0% - 20% | ||||||||||
Personal Loan | 0 | 0 | 40% - 60% | 40% - 60% | ||||||||||
SME Loan | 0 | 0 | 40% - 60% | 80% - 100% | ||||||||||
Ushirika | TZS 500,000 - 5,000,000 | 6 - 24 | 40% - 60% | 20% - 40% |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Support Loan | GHS 1,000 - 30,000 | 1 - 3 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Group Loan | GHS 100 - 1,000 | 4 | 80% - 100% | 80% - 100% | Business | Women, Have business, Must be a group member and must have lived in the community for at least one year, Must have group guarantee | Credit Educ, Group Mtgs, Health and nutrition training, Clean up exercises (sanitation) |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Support Loan | 60.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 86.3% - 107.6% | 101.7% - 126.1% | 52 | ||||||||
Group Loan | 36.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00% upfront | 63.1% | 75.6% | 47 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Jamii Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 55.9% - 56.8% | 92.6% - 98.4% | 31 | ||||||||||
Jijenge Loan | 30.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.7% - 47.4% | 79% - 82.8% | 36 | ||||||||||
Mkulima Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 57.1% | 89.7% - 89.9% | 33 | ||||||||||
Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 46% - 46.2% | 71.4% - 71.8% | |||||||||||
SME Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | #N/A | #N/A | |||||||||||
Ushirika | 24.00%-0.00% annual, Flat | 1 Fee | 1 Ins Ins | 45.6% - 45.7% | 57.1% - 57.2% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Business Support Loan | 60.00% annual, Flat | 1 Fee | 0 Ins Ins | None | 10.00% upfront | 86.3% - 107.6% | 101.7% - 126.1% | 52 | ||||||||
Group Loan | 36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 63.1% | 75.6% | 47 |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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