2. MCBL
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  2. TCCU
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Institution

Mwanga Community Bank Box 333moshi, Kilimanjaro255
Data approved: 2011-12-18
Data version: 1
Age of data: -   months 
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Institution

Tamale Community Credit Union Head OfficeTamale, Northern Region
Data approved: 2013-04-29
Data version: 2
Age of data: 144 months
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Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established2000
Head of InstitutionA.Y.Ghuhia
Regions active0
# Branches1

Total Portfolio (nat'l)TZS 5,610,000,000
Total Portfolio (USD)USD 3,740,000
Active clients with loans4,087
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsTAMFI
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAkaare Emmanuel
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 64,800
Total Portfolio (USD)USD 32,893.40
Active clients with loans145
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Loan Products » Summary

Agriculture Loans
196 Borrowers
USD 169,674 Portfolio
Active Product
Group Loans
39 Borrowers
USD 5,583 Portfolio
Active Product
Business Loans
2,300 Borrowers
USD 200,455 Portfolio
Active Product

Loan Products » Summary

Business
89 Borrowers
USD 16,243.65 Portfolio
Active Product
Microfinance
52 Borrowers
USD 7,614.21 Portfolio
Active Product
Provident
4 Borrowers
USD 9,035.53 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loans TZS 500,000 - 3,000,000 12 40% - 60% 0% - 20%
Group Loans TZS 100,000 - 2,000,000 3 - 6 60% - 80% 0% - 20%
Business Loans TZS 100,000 - 5,000,000 6 - 24 20% - 40% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 150 - 10,000 1 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Group Mtgs
Microfinance Loan GHS 120 - 250 4 80% - 100% 0% - 20% Business Women, must be in a group and in the community Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins N/A #N/A #N/A
Group Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins N/A #N/A #N/A
Business Loans 21.60%-0.00% annual, Flat 1 Fee 0 Ins #N/A #N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A #N/A #N/A
Group Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A #N/A #N/A
Business Loans 21.60%-0.00% annual, Flat 1 Fee 0 Ins Ins #N/A #N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessLoan PurposeMCBLInstitutionTZ-010-V01-P01TZ-010-V01-P02TZ-010-V01-P03ProductTZCountry2011YearRange Number1Institution Data Version01,000,0002,000,0003,000,0004,000,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 40020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeBusinessLoan PurposeTCCUInstitutionGH-042-V02-P01GH-042-V02-P02ProductGHCountry2013YearRange Number2Institution Data Version02,0004,0006,0008,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 50203Number of Borrowers
Click to view Price Analysis Tool
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Loan Portfolio (USD)
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% Products with compulsory deposits
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