| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2000 |
| Head of Institution | A.Y.Ghuhia |
| Regions active | 0 |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 5,610,000,000 |
| Total Portfolio (USD) | USD 3,740,000 |
| Active clients with loans | 4,087 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | TAMFI |
| Funders |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1986 |
| Head of Institution | Angelo B. Solarte - OIC |
| Regions active | |
| # Branches | 99 |
| Total Portfolio (nat'l) | PhP 1,052,841,254 |
| Total Portfolio (USD) | USD 25,187,589.81 |
| Active clients with loans | 212,959 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Opportunity International Network, Alliance for Philippine Partners in Enterprise Development (APPEND), Microfinance Council of the Philippines, Inc. (MCPI), Visayas Association of Microfinance Institutions |
| Funders | OIKOCredit, Symbiotics SA, People's Credit and Finance Corporation (PCFC), National Livelihood Development Corporation (NLDC) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | TZS 500,000 - 3,000,000 | 12 | 40% - 60% | 0% - 20% | ||||||||||
| Group Loans | TZS 100,000 - 2,000,000 | 3 - 6 | 60% - 80% | 0% - 20% | ||||||||||
| Business Loans | TZS 100,000 - 5,000,000 | 6 - 24 | 20% - 40% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OKEY | PHP 10,000 - 50,000 | 3 - 6 | 60% - 80% | 40% - 60% | Business, Other | Women, Men, Have business | Credit Ins, Business Training, Other Training | |||||||
| PKK | PHP 3,000 - 15,000 | 6 | 80% - 100% | 20% - 40% | Business, Other | Women, Have business | Group Mtgs, Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | #N/A | #N/A | ||||||||||
| Group Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | #N/A | #N/A | ||||||||||
| Business Loans | 21.60%-0.00% annual, Flat | 1 Fee | 0 Ins | #N/A | #N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OKEY | 30.0% annual, Flat | 2 Fees | 1 Ins | 0.25% loan amt | 10.00% ongoing | 49.2% - 61.2% | 63% - 79% | 42 | ||||||||
| PKK | 41.6% annual, Flat | 1 Fee | 1 Ins | 0.25% loan amt | 150.00 upfront 1,500.00 ongoing | 71% - 87.1% | 97% - 157.2% | 36 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | #N/A | #N/A | ||||||||||
| Group Loans | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | #N/A | #N/A | ||||||||||
| Business Loans | 21.60%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | #N/A | #N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OKEY | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.25% loan amt | 10.00% ongoing | 49.2% - 61.2% | 63% - 79% | 42 | ||||||||
| PKK | 41.6% annual, Flat | 1 Fee | 1 Ins Ins | 0.25% loan amt | 150.00 upfront 1,500.00 ongoing | 71% - 87.1% | 97% - 157.2% | 36 |
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