| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | No |
| Website address | http://www.opportunity.net/tanzania |
| Year established | 2009 |
| Head of Institution | Stanley Tsikirayi |
| Regions active | Arusha, Dar es Salaam, Kilimanjaro |
| # Branches | 6 |
| Total Portfolio (nat'l) | TZS 4,800,000,000 |
| Total Portfolio (USD) | USD 3,018,867.93 |
| Active clients with loans | 8,670 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Opportunity International, TAMFI |
| Funders | Opportunity International |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.ardci.org/ |
| Year established | 1995 |
| Head of Institution | Victor T. Bernal |
| Regions active | |
| # Branches | 28 |
| Total Portfolio (nat'l) | PhP 388,548,183 |
| Total Portfolio (USD) | USD 9,295,411.08 |
| Active clients with loans | 45,967 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders | European Union, Department of Agriculture |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | TZS 100,000 - 1,500,000 | 4 - 9 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
| Mkopo Vuka - Solidarity Group Loan | TZS 250,000 - 7,500,000 | 6 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | PHP 10,000 - 200,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men | Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 10.00% upfront | 68.4% - 73.3% | 86.1% - 92.1% | 40 | ||||||||
| Mkopo Vuka - Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | 10.00% upfront | 52.9% - 59% | 66.1% - 75.7% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | 24.0% annual, Flat | 0 Fees | 2 Ins | None | 10.0% upfront 30.00 ongoing | 44.2% - 46.3% | 58.5% - 75.7% | 37 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Mkopo Pamoja - Trust Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 68.4% - 73.3% | 86.1% - 92.1% | 40 | ||||||||
| Mkopo Vuka - Solidarity Group Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 52.9% - 59% | 66.1% - 75.7% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Micro Business (MB) | 24.0% annual, Flat | 0 Fees | 2 Ins Ins | None | 10.0% upfront 30.00 ongoing | 44.2% - 46.3% | 58.5% - 75.7% | 37 |
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