Institution Type | Other |
Is this institution regulated? | No |
Website address | http://www.tujijengeafrika.org/ |
Year established | 2006 |
Head of Institution | Nambobi Shafi |
Regions active | Dar es Salaam, Mara, Mwanza, Pwani |
# Branches | 5 |
Total Portfolio (nat'l) | TZS 3,649,989,349 |
Total Portfolio (USD) | USD 2,295,590.79 |
Active clients with loans | 10,078 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AFRICAP, TAMFI, Microfinance Association Institution Network |
Funders | Tujijenge Afrika, Micro Africa, LJK Holdings, Africap |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.bangkokabayan.com/ |
Year established | 1960 |
Head of Institution | Teresa M. Ganzon |
Regions active | |
# Branches | 16 |
Total Portfolio (nat'l) | PhP 102,860,081 |
Total Portfolio (USD) | USD 2,460,767.49 |
Active clients with loans | 8,941 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 60% - 80% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
Group Loan | TZS 50,000 - 4,000,000 | 3 - 12 | 80% - 100% | 80% - 100% | Business, Housing, Education, Other | Women, Men, Have business, 18 and above | Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics | |||||||
Individual Loan | TZS 500,000 - 15,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
MYC4 Loan | TZS 500,000 - 50,000,000 | 6 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kabayan Loan | PHP 5,000 - 150,000 | 2 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Ins | |||||||
Kapitan Loan | PHP 2,000 - 60,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Group Mtgs, Credit Ins, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Flexible Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 65.5% - 93% | 91% - 138.1% | 38 | ||||||||
Group Loan | 48.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 20.00% upfront | 76.4% - 89% | 108.4% - 130.3% | 38 | ||||||||
Individual Loan | 36.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00% upfront | 66.3% - 80.3% | 78.6% - 95.4% | 43 | ||||||||
MYC4 Loan | 40.08% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 73.1% - 91.5% | 73.1% - 91.5% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Kabayan Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 2.0%-20.0% upfront 10.00% ongoing | 55% - 64.7% | 63.1% - 76.4% | 35 | ||||||||
Kapitan Loan | 30.0% annual, Flat | 1 Fee | 2 Ins Ins | 0.50% loan amt | 160.00 upfront 12.50% ongoing | 59.1% - 60.5% | 67.9% - 72.3% | 42 |
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