2. Tujijenge Tanzania
Please note that the information you are viewing is 135 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tujijenge Tanzania Limited Head OfficeDar Es SalaamPO Box 22320
Data approved: 2013-05-30
Data version: 2
Age of data: 135 months
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Institution Details

Institution TypeOther
Is this institution regulated?No
Website addresshttp://www.tujijengeafrika.org/
Year established2006
Head of InstitutionNambobi Shafi
Regions activeDar es Salaam, Mara, Mwanza, Pwani
# Branches5

Total Portfolio (nat'l)TZS 3,649,989,349
Total Portfolio (USD)USD 2,295,590.79
Active clients with loans10,078
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsAFRICAP, TAMFI, Microfinance Association Institution Network
FundersTujijenge Afrika, Micro Africa, LJK Holdings, Africap

Loan Products » Summary

Flexible
2,648 Borrowers
USD 499,097.47 Portfolio
Active Product
Group Loan
7,089 Borrowers
USD 898,076.54 Portfolio
Active Product
Individual
137 Borrowers
USD 458,235.37 Portfolio
Active Product
MYC4
160 Borrowers
USD 205,586.65 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Flexible Loan TZS 50,000 - 4,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Group Loan TZS 50,000 - 4,000,000 3 - 12 80% - 100% 80% - 100% Business, Housing, Education, Other Women, Men, Have business, 18 and above Credit Educ, Group Mtgs, Credit Ins, Other Training, Group dynamics
Individual Loan TZS 500,000 - 15,000,000 6 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins
MYC4 Loan TZS 500,000 - 50,000,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Flexible Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 65.5% - 93% 91% - 138.1% 38
Group Loan 48.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 76.4% - 89% 108.4% - 130.3% 38
Individual Loan 36.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 66.3% - 80.3% 78.6% - 95.4% 43
MYC4 Loan 40.08% annual, Decl Bal 2 Fees 0 Ins None N/A 73.1% - 91.5% 73.1% - 91.5% 50
Institution Price Graph
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  2. CEV
Please note that the information you are viewing is 158 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Community Economic Ventures, Inc. Sarabia-Co-Torralba Bldg. 2 , Espeulas St.Tagbilaran, Bohol6300
Data approved: 2011-11-15
Data version: 1
Age of data: 158 months

Product

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Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 119,000,000
Portfolio (USD)USD 2,846,889.95
Active Clients with Loans19,500
Approximate % Female Clients60% - 80%
Approximate % Urban Clients20% - 40%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
It is offered to clients with start-ups and existing business having an income below the national poverty threshold preferably engaged in small-scale economic activities, aged 18 to 65 years old.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 2,000
Maximum loan size30,000
Loan Term and Grace Period
Shortest loan term4.0 months
Longest loan term5.0 months
Approx average0
Grace Period
Grace period usage100%
Average grace period0.5 months
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.50%
Highest quoted nominal interest2.50%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionLoan Fee
% of loan amount - min4.00%
% of loan amount - max4.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?Yes
Ongoing Fees
Fee 1
DescriptionClient Training Fund
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min5
Fixed amount - max5
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
Ins 1
DescriptionTASAKA
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min50
Fixed amount - max50
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?Yes
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited20.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 50
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid3.00%
Maximum interest rate paid3.00%
Interest payment frequencyEnd Term
Taxes
Are taxes charged on this product?No
Additional Comments
If first loan cycle, Pre-CBU amount is P2. For succeeding loan cycles, as long as no withdrawals, no minimum CBU amount required. If with withdrawal, 2% of loan amount must be maintained. Member is allowed 2 withdrawals per month, as long as CBU does not go below 2% of principal loan amount.

Full Pricing Data

Yaman Loan samples
Sample 1Sample 2Sample 3
Loan AmountPHP 3,000PHP 16,000PHP 7,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-06-16407182011-06-17
Loan Term (Months)5.0 months20.0 months5.0 months
Grace Period (Months)2.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component88.1%79.7%83.3%
Insurance Component44.8%14.1%33.3%
Tax Component0.0%0.0%0.0%
Deposit Component68.0%48.5%61.2%
Full APR (int fee ins tax dep)200.9%142.3%177.8%
Transparency Index152117
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Yaman Loan Price Graphs


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# Countries
# Borrowers
Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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