2. YOSEFO
Please note that the information you are viewing is 157 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Youth Self Employment Foundation Head OfficeDar Es SalaamPO Box 74379
Data approved: 2011-12-18
Data version: 1
Age of data: 157 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.yosefo.org/
Year established1996
Head of InstitutionAletmius Millinga
Regions active
# Branches6

Total Portfolio (nat'l)TZS 3,516,132,881
Total Portfolio (USD)USD 2,211,404.33
Active clients with loans17,135
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsTAMFI
FundersMiche Foundation, Stromme Foundation

Loan Products » Summary

Benkijamii
3,305 Borrowers
USD 144,872 Portfolio
Active Product
Group Loan
13,714 Borrowers
USD 2,003,646.91 Portfolio
Active Product
Mavuno
116 Borrowers
USD 62,885.41 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Benkijamii Loan TZS 50,000 - 1,500,000 3 - 12 60% - 80% 0% - 20% Any Purpose Women, Men, Have business, Belong to the community enjoying the services Tech Asst Visits, Business Training
Group Loan TZS 50,000 - 2,000,000 3 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Ins
Mavuno Loan TZS 2,000,000 - 15,000,000 3 - 12 60% - 80% 80% - 100% Any Purpose Women, Men, Have business, Have home or land Credit Educ, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Benkijamii Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 45.1% - 54.3% 89.8% - 106.4% 25
Group Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 48.9% - 52.3% 62% - 106.5% 26
Mavuno Loan 24.00%-29.00% annual, Flat 1 Fee 1 Ins None 25.00% upfront 49.6% - 51.5% 88.6% - 91.8% 26
Institution Price Graph
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  2. FUNDESAN
Please note that the information you are viewing is 166 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FUNDESAN BucaramangaBucaramanga
Data approved: 2011-08-01
Data version: 1
Age of data: 166 months

Product

Créditos superiores Product 3 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (COP)COP 613,600,000
Portfolio (USD)USD 337,142.86
Active Clients with Loans100
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
APOYAR LA CREACION DE EMPRESAS EN EL MUNICIPIO DE BUCAAMANGA A TRAVES DE LA FINANCIACION DE LOS PLANES DE NEGOCIO
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyCOP
Minimum loan sizeCOP 3,000,000
Maximum loan size20,000,000
Loan Term and Grace Period
Shortest loan term12.0 months
Longest loan term36.0 months
Approx average36.0 months
Grace Period
Grace period usage70%
Average grace period6.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest1.50%
Highest quoted nominal interest1.50%
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionTrámite Mipyme
% of loan amount - min2.50%
% of loan amount - max2.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
Description0,5 del monto del credito PARA FONDO DE PROTECCION DE CARTERAFondo de Garantia
% of loan amount - min0.50%0
% of loan amount - max0.50%0
OR, Fixed amount - min018,000
Fixed amount - max075,000
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
Ins 1
DescriptionSeguros y Fondo de Solidaridad
% of loan amount - min0
% of loan amount - max0
OR, Fixed amount - min1,000
Fixed amount - max6,000
Reason for variationN/A
Appears on Repayment Sched?No
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Créditos superiores samples
Sample 1Sample 2Sample 3
Loan AmountCOP 3,700,000COP 15,000,000COP 15,000,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2011-05-062011-05-232011-03-04
Loan Term (Months)36.0 months43.0 months48.0 months
Grace Period (Months)0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot Known
True Price by Comp     
Interest and Fee Component19.6%19.1%19.3%
Insurance Component1.6%1.2%1.2%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)21.2%20.2%20.5%
Transparency Index858988
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Créditos superiores Price Graphs


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