| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ABT | 25,400 | 37,378,000 | 2 | 126 |
| AKIBA | 26,900 | 36,852,000 | 4 | 139 |
| BELITA | 5,800 | 492,000 | 1 | 139 |
| BRAC Tanzania | 102,300 | 19,663,000 | 2 | 139 |
| F & K Finance | 0 | 38,000 | 1 | 162 |
| FINCA Tanzania | 78,400 | 31,517,000 | 3 | 122 |
| FMFC | 1,500 | 392,000 | 6 | 139 |
| K-Finance Ltd | 1,000 | 264,000 | 2 | 139 |
| Mbinga | 1,000 | 2,986,000 | 3 | 139 |
| MCBL | 3,600 | 2,837,000 | 6 | 139 |
| MDF Tanzania | 600 | 148,000 | 1 | 139 |
| NMB | 45,100 | 74,528,000 | 1 | 139 |
| Opportunity | 8,600 | 3,018,000 | 3 | 139 |
| PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 139 |
| PTF | - | N/A | 139 | |
| Selfina | 8,000 | 3,773,000 | 2 | 162 |
| Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 139 |
| VF^Tanzania | 34,390 | 7,613,000 | 4 | 133 |
| Victoria | 100 | 377,000 | 3 | 162 |
| YOSEFO | 17,100 | 2,211,000 | 3 | 162 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.asmithamicrofin.com/ |
| Year established | 2001 |
| Head of Institution | Dr. Vidya Sravanthi |
| Regions active | 0 |
| # Branches | 574 |
| Total Portfolio (nat'l) | INR 14,185,327,160 |
| Total Portfolio (USD) | USD 315,229,492.40 |
| Active clients with loans | 1,340,288 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Sa-Dhan, MFIN, Micro Credit Summit, MIX Market |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Laibility Group Loan (JLG Loan) | INR 5,000 - 35,000 | 12 | 80% - 100% | 0% - 20% | Business, only for income genarting activities | Women, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Other Training | |||||||
| Micro Enterprise Loan | INR 25,000 - 300,000 | 6 - 24 | 80% - 100% | 0% - 20% | Business, income generating activities | Women, Have business, Have home or land | Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Laibility Group Loan (JLG Loan) | 0% | 30.1% | 32.3% | N/A | ||||||||||
| Micro Enterprise Loan | 0% | 27.4% - 30% | 28.9% - 31.6% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Laibility Group Loan (JLG Loan) | 23.6%-28.1% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 30.1% | 32.3% | 73 | ||||||||
| Micro Enterprise Loan | 24.9%-28.1% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 27.4% - 30% | 28.9% - 31.6% | 82 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
