Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 121 |
AKIBA | 26,900 | 36,852,000 | 4 | 135 |
BELITA | 5,800 | 492,000 | 1 | 135 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 135 |
F & K Finance | 0 | 38,000 | 1 | 157 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 117 |
FMFC | 1,500 | 392,000 | 6 | 135 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 135 |
Mbinga | 1,000 | 2,986,000 | 3 | 135 |
MCBL | 3,600 | 2,837,000 | 6 | 135 |
MDF Tanzania | 600 | 148,000 | 1 | 135 |
NMB | 45,100 | 74,528,000 | 1 | 135 |
Opportunity | 8,600 | 3,018,000 | 3 | 135 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 135 |
PTF | - | N/A | 135 | |
Selfina | 8,000 | 3,773,000 | 2 | 157 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 135 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 129 |
Victoria | 100 | 377,000 | 3 | 157 |
YOSEFO | 17,100 | 2,211,000 | 3 | 157 |
Outstanding portfolio (PHP) | PHP 21,128,764.97 |
Portfolio (USD) | USD 505,472.85 |
Active Clients with Loans | 3,228 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 20% - 40% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | x |
Other | |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | x |
Workplace visits | x |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | PHP |
Minimum loan size | PHP 700 |
Maximum loan size | 49,000 |
Shortest loan term | 2.0 months |
Longest loan term | 6.0 months |
Approx average | 4.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | x |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 0 |
Highest quoted nominal interest | 0 |
Interest rate period | Yearly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Salamat Fund (amount is amortized) |
% of loan amount - min | 5.00% |
% of loan amount - max | 5.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | No |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | PHP 3,000 | PHP 4,000 | PHP 7,000 | PHP 13,000 | |||
Loan Cycle (1, 2, 3, etc) | 1 | 1 | 1 | 1 | |||
Disbursement Date | 2011-01-26 | 2010-11-29 | 2011-02-03 | 2011-04-05 | |||
Loan Term (Months) | 5.8 months | 5.8 months | 5.8 months | 5.8 months | |||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | |||
True Price by Comp | |||||||
Interest and Fee Component | 19.8% | 17.3% | 19.8% | 19.8% | |||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Deposit Component | 21.2% | 0.0% | 0.0% | 0.0% | |||
Full APR (int fee ins tax dep) | 40.9% | 17.3% | 19.8% | 19.8% | |||
Transparency Index | 0 | 0 | 0 | 0 | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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