Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
ABT	25,400	37,378,000	2	126
AKIBA	26,900	36,852,000	4	139
BELITA	5,800	492,000	1	139
BRAC Tanzania	102,300	19,663,000	2	139
F & K Finance	0	38,000	1	161
FINCA Tanzania	78,400	31,517,000	3	122
FMFC	1,500	392,000	6	139
K-Finance Ltd	1,000	264,000	2	139
Mbinga	1,000	2,986,000	3	139
MCBL	3,600	2,837,000	6	139
MDF Tanzania	600	148,000	1	139
NMB	45,100	74,528,000	1	139
Opportunity	8,600	3,018,000	3	139
PRIDE Tanzania	104,400	33,321,000	3	139
PTF		-	N/A	139
Selfina	8,000	3,773,000	2	161
Tujijenge Tanzania	10,000	2,060,000	4	139
VF^Tanzania	34,390	7,613,000	4	133
Victoria	100	377,000	3	161
YOSEFO	17,100	2,211,000	3	161

Loan Conditions

Loan Amount

Currency	PHP
Minimum loan size	PHP 5,000
Maximum loan size	25,000

Loan Term and Grace Period

Shortest loan term	3.7 months
Longest loan term	12.1 months
Approx average	6.0 months

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly	x
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Upfront Fees

	Fee 1		Fee 2
Description	Service Fee		Filing Fee/Notarial Fee
% of loan amount - min	4.00%		0
% of loan amount - max	6.00%		0
OR, Fixed amount - min	0		130
Fixed amount - max	0		130
Reason for variation			N/A
Appears on Repayment Sched?	Yes		Yes

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

	Ins 1		Ins 2
Description	Basic Life Insurance (annual fee)		Loan Insurance
% of loan amount - min	0		1.13%
% of loan amount - max	0		1.13%
OR, Fixed amount - min	182.50		0
Fixed amount - max	182.50		0
Reason for variation	N/A		N/A
Appears on Repayment Sched?	Yes		Yes

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	All
Criteria	N/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?	Yes

Deposit BEFORE or AT Disbursement

% loan amount deposited	3.00%
or, Fixed-amount deposited	0

Deposits DURING period payments

% loan amount deposited	0
or, Fixed-amount deposited	PHP 20
Conditions on access to deposit	Access During

Interest Paid on Deposit

Minimum interest rate paid	4.50%
Maximum interest rate paid	4.50%
Interest payment frequency	Quarterly

Taxes

Are taxes charged on this product?

No

Additional Comments

Interest on savings is paid quarterly. Mortuary Fund and Basic Life Insurance are annual fees. P1 CBU is required on the first loan cycle. For weekly deposits, on first cycle, P1 savings and P1 for CBU. For each succeeding loan cycle, an additional P5. If there is no withdrawal, there is no maintaining balance. If with withdrawals, maintaining balance amount will vary based on loan amount.

Cycle Loan Price Graphs