Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.apasgroup.com/ |
Year established | 2005 |
Head of Institution | Amos Ruhongore |
Regions active | Eastern, Western |
# Branches | 2 |
Total Portfolio (nat'l) | UGX 320,000,000 |
Total Portfolio (USD) | USD 128,000 |
Active clients with loans | 320 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | AMFIU, Microfinance Management Institute |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loans | UGX 100,000 - 1,500,000 | 3 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Individual Business Loans | UGX 500,000 - 10,000,000 | 1 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loans | 48.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 40.1% - 86.6% | 40.1% - 86.6% | 75 | ||||||||
Individual Business Loans | 60.00%-120.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 86.2% - 87.1% | 86.2% - 87.1% | 69 |
Outstanding portfolio (USD) | USD 3,120.67 |
Portfolio (USD) | USD 3,120.67 |
Active Clients with Loans | 8 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 80% - 100% |
Any purpose | |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | x |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 2 |
# Regions for this product | N/A |
Regions Active |
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Loan Portfolio (USD) | |
% Products using declining balance | |
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% Products with one or more insurances | |
% Products with compulsory deposits |
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