2. BRAC-UGA
Please note that the information you are viewing is 120 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. BancoSol
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BRAC Uganda Microfinance Ltd Plot 90, Busingiri ZoneOff Entebbe RoadKampala, Central31817
Data approved: 2014-09-22
Data version: 3
Age of data: 120 months
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Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 130 months
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Product

Microfinance 1-Year Loan Product 1 of 3 « Prev | Next »

Product

Sol Vehículo (Tasa Variable, USD) Product 14 of 30 « Prev | Next »

Product Summary

Number borrowers106,742
Loan Amount (range)UGX 350,000 - 3,500,000
Loan Term (range)3 - 12.5
Other Services (text summary)Credit Educ, Group Mtgs, Business Training
Annual Interest & Method25.0% annual, Flat
Fees1.00% upfront 1,500.00 upfront
InsuranceNone
TaxNone
Comp Dep10.0% upfront
Range of pricing 
Interest Price Component43.1% - 46.3%
Fee Component0.2% - 6.3%
Insurance Component0
Tax Component Range0
Full APR (int fee ins tax dep)57.5% - 63.9%
Transparency Index (min/max)39 - 46
Transparency Index (average)41

Product Summary

50
USD 6,000 - 50,000
37 - 60
Credit Ins
8.0%-10.0% annual, Decl Bal
None
None
None
N/A
 
7.8% - 28.0%
0
0
0
8.7% - 9.5%
52 - 101
88

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 48,744,547,252
Portfolio (USD)USD 19,304,771.19
Active Clients with Loans106,742
Approximate % Female Clients100%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Group loans for women
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Men
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution4
# Regions for this product5
Regions ActiveCentral, Eastern, Northern, Western, Southern

Product Details

Key Statistics
Outstanding portfolio (USD)USD 612,841.02
Portfolio (USD)USD 612,841.02
Active Clients with Loans50
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Crédito diseñado para financiar la compra de vehículos nuevos o usados para uso privado (personal).
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherActivo Fijo
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this product9
Regions ActiveBeni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 350,000
Maximum loan size3,500,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,00060%
UGX 1,000,000-5,000,00040%
UGX 5,000,000-7,500,0000
UGX 7,500,000-10,000,0000
UGX 10,000,000-13,000,0000
Greater than UGX 13,000,0000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.5 months
Approx average11.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months100%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeks
Every 4 weeks
Monthly
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 6,000
Maximum loan size50,000
Distribution at Disbursement (Est.)
Loans less than USD 1,5000
USD 1,500-5,0000
USD 5,000-10,00020%
USD 10,000-15,00030%
USD 15,000-18,00015%
Greater than USD 18,00015%
Loan Term and Grace Period
Shortest loan term37.0 months
Longest loan term60.0 months
Approx average59.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months100%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest25.00%
Highest quoted nominal interest25.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionLoan AppraisalMembership Fee
% of loan amount - min1.00%0
% of loan amount - max1.00%0
OR, Fixed amount - min01,500
Fixed amount - max01,500
Reason for variationN/AN/A
Appears on Repayment Sched?YesYes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Pricing Information

Interest
Lowest quoted nominal interest8.00%
Highest quoted nominal interest10.00%
Reason(s) why interest rate variesLoan Size, Collateral, Plazo
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termNo
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Microfinance 1-Year Loan samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
UGX 1,300,000 Real 2015-01-01 4.4 months N/A UGX 132,924.66 63.5% 46.1% 6.0% 0.0% 0.0% 11.4% 39 PDF PDF
UGX 1,300,000 Generated 2015-01-01 4.4 months N/A UGX 132,924.66 63.5% 46.1% 6.0% 0.0% 0.0% 11.4% 39 - PDF
UGX 700,000 Generated 2015-01-01 4.6 months N/A UGX 75,623.29 63.9% 46.1% 6.3% 0.0% 0.0% 11.5% 39 - PDF
UGX 700,000 Real 2015-01-01 4.6 months N/A UGX 75,623.29 63.9% 46.1% 6.3% 0.0% 0.0% 11.5% 39 PDF PDF
UGX 350,000 Generated 2015-01-01 11.7 months N/A UGX 90,582.19 58.6% 45.6% 3.1% 0.0% 0.0% 9.9% 43 - PDF
UGX 675,000 Generated 2015-01-01 11.7 months N/A UGX 173,301.37 58.1% 45.6% 2.6% 0.0% 0.0% 9.9% 43 - PDF
UGX 900,000 Generated 2015-01-01 11.7 months N/A UGX 230,568.49 57.9% 45.6% 2.5% 0.0% 0.0% 9.8% 43 - PDF
UGX 3,500,000 Generated 2015-01-01 11.7 months N/A UGX 892,321.92 57.6% 45.6% 2.2% 0.0% 0.0% 9.8% 43 - PDF
UGX 4,000,000 Generated 2015-01-01 11.7 months N/A UGX 1,019,582.19 57.6% 45.6% 2.2% 0.0% 0.0% 9.8% 43 - PDF
UGX 5,000,000 Generated 2015-01-01 11.7 months N/A UGX 1,274,102.74 57.5% 45.6% 2.2% 0.0% 0.0% 9.7% 43 - PDF

Full Pricing Data

Sol Vehículo (Tasa Variable, USD) samples
Sample 1Sample 2
Loan AmountUSD 13,520USD 18,500
Loan Cycle (1, 2, 3, etc)Not KnownNot Known
Disbursement Date2013-05-152014-04-07
Loan Term (Months)61.0 months24.0 months
Grace Period (Months)0.0 months0.0 months
Total Cost of CreditUSD 3,222.74USD 1,830.73
True Price by Comp   
Interest price component8.7%9.5%
Fee Component0.0%0.0%
Insurance Component0.0%0.0%
Tax Component0.0%0.0%
Deposit Component0.0%0.0%
Full APR (int fee ins tax dep)8.7%9.5%
Transparency Index9285
    
Original Repayment SchedulePDFPDF
MFT Pricing CalculationPDFPDF
Microfinance 1-Year Loan Price Graphs


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Sol Vehículo (Tasa Variable, USD) Price Graphs


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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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X Axis
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